LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Nordic giant Magnus LundWhen the Nordic powerhouse was at Sale he took some time out to chat about his best rugby moments, joking around at training and fancying himself as a part-time Dj. RUGBY WORLD: You’ve got a few England caps now, but what did you have to do after winning your first one in Australia last summer?MAGNUS LUND: Just sing on the bus. I did Rock ‘n’ Roll Star by Oasis. I belted it out as quickly as I could and sat down.RW: So do you belt out the anthem?ML: Well, I don’t whisper it or stand there like footballers and not do anything, but I don’t sing really loud either.RW: Who are England’s jokers?ML: At the moment it’s the league boys back together – Andy Farrell and Jason Robinson. Robbo thinks he’s the king of banter, but he often gets shot down.RW: What about at Sale? Are there any pranksters in the ranks?ML: Steve Hanley and Pete Anglesea are always trying to do something, and Richard Wigglesworth. If you get caught in the middle of their war you’re in trouble. You could go outside and find your car wrapped in cling film – that’s happened to Wiggy. Pete isn’t around as much any more, but you know when he’s been in because people find their trainers tied together or holes cut in stuff.Phillipe Saint-Andre, On the pitch banter and Staying out of the spotlight…RW: And have you got any stories about Philippe Saint-André?ML: He sometimes forgets people’s names. When Juan Fernandez Lobbe came over in the summer he kept calling him ‘brother of Nacho [Ignacio]’. I think he remembers his name now, though, given how well he’s been playing.RW: What’s the funniest thing you’ve seen or heard on the pitch?ML: I’m always psyched up when I’m playing so I don’t notice any joking, but there was something I saw on a video. In a game in [Sébastien] Chabal’s first season at Sale, some player was going to him, ‘Come on’ and trying to start something. Sea Bass jumped at him as though he was going to do something and the guy ran away but was still going, ‘Come on’ as he ran off! That was funny.RW: What’s the best headline you’ve seen about yourself?ML: I don’t really read what people write about me. Not like Mark Cueto, who tells everyone what’s been said and brings articles in to show people.RW: What’s your best rugby moment? ML: Last season as a whole because so many things happened – going to the Commonwealth Games Sevens, winning the Premiership and getting my first cap.RW: And your worst?ML: Any time I’ve been injured. It’s just frustrating. At the moment it might not be so bad as there are more guys injured and doing physio at Sale than fit!RW: Win the World Cup or £1m?ML: Win the World Cup and then hopefully make £1m after doing that. Embarressing moments and Robbo’s lack of height…RW: What’s the best thing you’ve achieved outside of rugby?ML: Beating Mark Cueto at table tennis every time, although it’s not hard!RW: When do you get embarrassed?ML: Probably when I’ve had to look after my mates when they’ve got really drunk. One of the guys I live with, Gump, thinks he’s better-looking than he is and if you’re talking to a girl, he’ll come in and ‘grass cut’ you and mess it all up.RW: When did you last laugh?ML: When Robbo said that he was taller than 5ft 2in.RW: What’s the most you’ve spent on something apart from a house or car?ML: My decks. They’re in my basement and I like to mess about on them. I’d like to go to Ibiza for the music one summer. RW: If you could have one superpower what would it be?ML: To be able to do anything I want then I could have all the superpowers. I’d give Robbo a few more inches too. TAGS: Sale Sharks
Rapidly and safely achieve your fitness goals You won’t get the most out of exercise unless you do it properly, and that means that you’ll need to constantly maintain good form. Although form is different from one exercise to another, it’s a good rule of thumb to avoid jerky movements and brace your core to lessen the chances of injury.Nor should you entirely depend on gym machines, as these restrict your range of movement, locking you into a single plane of motion. Free weights like barbells and dumb-bells, meanwhile, hit your muscles from different angles. This helps to maximise their growth potential. You’ll also more effectively train your whole body if you incorporate plenty of compound moves, like barbell squats, into your workout.Achieving the right diet and psychology LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS ONE OF the most popular and inevitable New Year resolutions is to get fit after several weeks of festive overindulgence. The problem, of course, is that many people end up abandoning such a resolution after just a few weeks, whether due to lack of confidence, motivation, time or a combination of these and other factors.By getting fit, you’ll not only look and feel better, but may also want to take further steps, perhaps even looking into personal trainers to really push you on to the next level.But if you’re trying to get properly fit for the first time, what is the best advice that we can give you?Avoid the most common fitness mistakes It’s perfectly understandable that you may be intimidated by the thought of walking into the gym and looking like a beginner. However, by familiarising yourself with certain common mistakes, you can quickly get on with that all-important workout.Many people, for example, will only warm themselves up with a jog, even though they’d be best served by spending ten minutes on the rower or treadmill before undertaking various bodyweight squats, twists, bends and lunges. This can then be followed by one set with very light weights. You’ll also need to determine, by trial and error, the most appropriate weight for you. Use a variety of moves if you are to see continued positive results for your fitness. Of course, there’s more to getting fit in 2013 than simply making constant gym visits. That’s because you’ll also need to educate yourself on such aspects as nutrition, tailored to your individual needs. A high level of motivation will also be necessary – and if it’s lacking, why not plan gym visits with friends so that you are under more pressure not to let anybody down with your absence?
Cathedral Dean Boise, ID An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Assistant/Associate Priest Scottsdale, AZ Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Youth Minister Lorton, VA Barbara Reynolds says: October 31, 2017 at 4:59 pm As an Episcopal priest and a hospice physician, I personally would be supportive of severely restricting assisted suicide. That being said, there certainly are times in certain diseases with no hope of even the elimination of suffering, much less a cure. The decisions in those cases must be left up to the patient, family and his/her physician. Playing the God game is not for us, as priests, physicians, and certainly not politicians. Press Release Service Posted Oct 25, 2017 Comments are closed. Director of Administration & Finance Atlanta, GA Associate Rector Columbus, GA Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Albany, NY Priest-in-Charge Lebanon, OH Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Canon for Family Ministry Jackson, MS Don Hassemer MD says: Course Director Jerusalem, Israel Submit an Event Listing [Anglican Communion News Service] The Melbourne Diocesan Synod has urged politicians in the Australian state of Victoria not to legalize medically assisted suicide and voluntary euthanasia. The Voluntary Assisted Dying Bill will be debated in the 40-member Legislative Council – the upper chamber of the state parliament – next week.Read the full article here. Submit a Press Release The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Comments (2) Director of Music Morristown, NJ Rector Tampa, FL Curate Diocese of Nebraska Rector and Chaplain Eugene, OR Rector Smithfield, NC October 26, 2017 at 3:56 pm Death with dignity is a choice made between the suffering person and their physician. If I had no quality of life and was in continuous pain, I would want to be able to choose a death that I could control. Otherwise, I would probably be in the hospital with all kinds of tubes and treatments that would be like torture, We need palliative care and choice of a dignified death. The church can help when a person is ill to make that decision. Please don’t inflict a rule on everybody. B Submit a Job Listing Rector Knoxville, TN Rector Collierville, TN Assistant/Associate Rector Morristown, NJ Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Tags Missioner for Disaster Resilience Sacramento, CA Rector (FT or PT) Indian River, MI Rector Martinsville, VA Featured Events Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Associate Rector for Family Ministries Anchorage, AK Rector/Priest in Charge (PT) Lisbon, ME Rector Shreveport, LA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Pittsburgh, PA Australian Anglicans urge state government to drop euthanasia bill Priest Associate or Director of Adult Ministries Greenville, SC Featured Jobs & Calls Family Ministry Coordinator Baton Rouge, LA Rector Washington, DC New Berrigan Book With Episcopal Roots Cascade Books Rector Belleville, IL AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Advocacy Peace & Justice, Assistant/Associate Rector Washington, DC Anglican Communion Rector Hopkinsville, KY Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Bath, NC Bishop Diocesan Springfield, IL Associate Priest for Pastoral Care New York, NY
Utriai Residence / Architectural Bureau G.Natkevicius & Partners Projects Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/78438/utriai-residence-architectural-bureau-g-natkevicius-partners Clipboard “COPY” 2006 Area: 3000 m² Year Completion year of this architecture project Save this picture!© R. Urbakavičius+ 12 Share “COPY” Year: Architects: Architectural Bureau G.Natkevicius & Partners Area Area of this architecture project Lithuania ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/78438/utriai-residence-architectural-bureau-g-natkevicius-partners Clipboard Utriai Residence / Architectural Bureau G.Natkevicius & PartnersSave this projectSaveUtriai Residence / Architectural Bureau G.Natkevicius & Partners Photographs Photographs: R. UrbakavičiusText description provided by the architects. The client is an entrepreneur in the agricultural production business (chickens(eggs), pigs rearing). His wife is a design student at the art college and she is fully interested in furniture design. A three member family house. Save this picture!© R. UrbakavičiusRecommended ProductsWindowspanoramah!®ah!38 – FlexibilityWoodParklex International S.L.Wood cladding – FacadeWindowsVitrocsaMinimalist Window – SlidingWindowsLibartVertical Retracting Doors & WindowsThe house was built on the Minija valley slope. The house should be an image of a fire place made from huge logs or like the Noah‘s ship where the family with all their belongings and animals moved from the city.Save this picture!© R. UrbakavičiusProject gallerySee allShow lessAlternative to Piano’s Whitney Museum / Axis MundiArticlesAustrian Pavilion at the Venice BiennaleArticles Share CopyHouses•Klaipeda, Lithuania CopyAbout this officeArchitectural Bureau G.Natkevicius & PartnersOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesKlaipedaHousesLithuaniaPublished on September 21, 2010Cite: “Utriai Residence / Architectural Bureau G.Natkevicius & Partners” 21 Sep 2010. ArchDaily. Accessed 12 Jun 2021.
Student Residence Paul Lafleur / Bisson | Associés Architects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/441026/student-residence-paul-lafleur-bisson-associes-architects Clipboard Apartments Architects: Bisson | Associés Architects Photographs “COPY” Student Residence Paul Lafleur / Bisson | Associés ArchitectsSave this projectSaveStudent Residence Paul Lafleur / Bisson | Associés Architects photographs: Stephane GroleauPhotographs: Stéphane Groleau CopyApartments•Saint-Irénée, Canada Projects CopyAbout this officeBisson | Associés ArchitectsOfficeFollowProductsSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsSaint-IrénéeHousingResidentialCanadaPublished on October 24, 2013Cite: “Student Residence Paul Lafleur / Bisson | Associés Architects” 24 Oct 2013. ArchDaily. Accessed 11 Jun 2021.
News December 8, 2011 – Updated on January 20, 2016 American netizen jailed in latest abuse of Thai lèse-majesté laws ThailandAsia – Pacific to go further Reporters Without Borders is shocked by the two-and-a-half-year sentence imposed on American blogger Joe Gordon by a Bangkok court today for insulting the Thai royal family and deplores the increase in so-called lèse-majesté crimes in Thailand.“Although it means a reduction in his original penalty, we are shocked by this sentence, the latest in a long series of lèse-majesté convictions,” the press freedom organization said.“We are witnessing a game of one-upmanship in the penalties imposed on Thai netizens. Since it took office, the government of Prime Minister Yingluck Shinawatra has shown itself to be worse than its predecessor. In just four months, the number of allegations, prosecutions and convictions on lèse-majesté grounds is higher than for the whole of last year.“The government must put an end to this repressive policy and repeal the lèse-majesté law and the Computer Crime Act, two anti-freedom pieces of legislation.“We call on the authorities to release Joe Gordon and the many other netizens and journalists imprisoned for lèse-majesté and to call a halt to the prosecution of the director of the online newspaper Prachatai, Chiranuch Premchaiporn, better known by the online name Jiew, whose trial is still in progress.”Gordon, a Thai-born American, was arrested and remanded in custody in May this year while he was on holiday in Thailand. He was officially charged on 30 August with lèse-majesté for translating excerpts of the banned biography of King Bhumibol Adulyadej by Paul Handley, “The King Never Smiles”, on his blog.At first he denied all the charges, but subsequently pleaded guilty on 10 October thereby avoiding a five-year prison term. His lawyer, Anon Nampha, said his client would not appeal but hoped for a royal pardon.Thailand’s lèse-majesté law is among the most restrictive legislation in the world as far as freedom of express and freedom of information are concerned. However, Prime Minister Yingluck announced at her swearing-in on 10 August that it should not be used inappropriately.In a contradictory statement on 26 August, Deputy Prime Minister Chalerm Yubamrung said he was making the crime of lèse-majesté a priority. At the same time, there has been an increase in arrests and convictions. Thai premier, UN rapporteurs asked to prevent journalists being returned to Myanmar Receive email alerts News Help by sharing this information Follow the news on Thailand ThailandAsia – Pacific News May 12, 2021 Find out more News August 21, 2020 Find out more Organisation RSF_en Ampon Tangnoppakul, known as “Uncle SMS”, received a 20-year prison sentence on 23 November for sending text messages deemed to have insulted the monarchs. His case has now attracted international attention. The United States among others has expressed concern, saying such prosecutions violate the fundamental right to free expression. Chiranuch faces a possible sentence of 20 years in prison under the Computer Crime Act for for failing to delete quickly enough comments posted on her blog last year that were “damaging to the monarchy” (read the press release).Somyot Prueksakasemsuk, former editor of the magazine Voice of Thaksin which was closed last year, has been held on remand for seven months for insulting the monarchy (read the press release).Several netizens are still in prison for lèse-majesté offences. Surapak Phuchaisaeng is still awaiting a verdict in his prosecution for messages he posted on Facebook. Thanthawut Thaweewarodomkul was sentenced on 15 March to 13 years in prison for articles he published on a website linked to the “Red Shirts” anti-government protesters, NorporchorUSA. The student blogger Norawase Yotpiyasathien, arrested on 5 August for his online posts, was freed on bail three days later.Thailand is listed as a “country under surveillance” in the Reporters Without Borders report on “Enemies of the Internet” and is ranked 153rd out of 178 countries in the Reporters Without Borders press freedom index. Red alert for green journalism – 10 environmental reporters killed in five years Covid-19 emergency laws spell disaster for press freedom June 12, 2020 Find out more
Organisation MadagascarAfrica Online freedomsMedia independence Freedom of expressionCitizen-journalists April 16, 2020 Find out more to go further August 18, 2016 – Updated on August 19, 2016 Madagascar : journalists urge president to send media bill back to parliament MadagascarAfrica Online freedomsMedia independence Freedom of expressionCitizen-journalists RSF urges Madagascar to let journalists cover Covid-19 freely News Help by sharing this information Follow the news on Madagascar Receive email alerts Madagascar : Sabotage silences TV channel that criticized coronavirus measures News Here is the text of the petition: “We, journalists employed by or working for local and international media outlets, signatories of this declaration, – Voice our disappointment at the High Constitutional Court’s decision to declare the Code of Communication to be in compliance with the constitution; – Express our concerns about this law, which in our opinion tramples on the fundamental rights and freedoms of expression, opinion and information and constitutes a major obstacle to the practice of journalism; – Regret that the calls issued by many bodies for a resumption of dialogue were not heeded and were therefore made in vain. We will just cite the Movement for Freedom of Expression, the Madagascar Group of New Media and Multimedia Publishers (GEPIMM), international media freedom NGOs, civil society groups and the international community; – Deplore the fact that the president, who on 14 July nonetheless left a window open for dialogue and discussion with a view to resolving the problems arising from the Code, did not deign to follow through on his own statements and, on the contrary, allowed the process to continue its course. As the process has not yet concluded and as we count on our leaders’ commitment to democratic values and universal principles of freedom, we the journalists who have signed this declaration, – Hope that the president will not promulgate the Code of Communication in its present form and will instead submit it to Parliament for further deliberations, as he is allowed to do by the constitution; – Reiterate our willingness to resume the participative process and announce our readiness to take an active part in the various discussions and consultations necessary for the further deliberations about this bill. Antananarivo, 16 August 2016.” Madagascar is ranked 56th out of 180 countries in RSF’s 2016 World Press Freedom Index.To find out more about the situation of freedom of information in Sudan, click here. The 2020 pandemic has challenged press freedom in Africa Reports News A collective representing all categories of journalists in Madagascar has just launched a petition urging President Hery Rajaonarimampianina to not promulgate a proposed new media law, called the Code of Communication, which has just been approved by the High Constitutional Court, and to instead send it back to parliament for revision. Reporters Without Borders (RSF) criticized some of the proposed law’s provisions in May, especially its disproportionate penalties for media offences. RSF_en November 27, 2020 Find out more April 30, 2021 Find out more
RSF Report: The assassination of Daphne Caruana Galizia and Malta’s deteriorating press freedom climate October 14, 2019 Find out more Organisation Help by sharing this information News Two years after the assassination of journalist Daphne Caruana Galizia in Malta, on 16 October 2019, we, the undersigned international free expression, anti-corruption, and journalists’ organisations, once again demand an end to impunity for this heinous attack. October 16, 2019 International organisations demand an end to impunity two years after the assassination of journalist Daphne Caruana Galizia in Malta RSF_en News Follow the news on Malta Malta: Intensification of pressure against The Shift after founder was awarded RSF press freedom award Six of our organisations took part in an international freedom of expression mission to Malta one year ago, where, at the highest levels of government, we raised our profound concerns about this case and the broader worrying free expression environment in Malta – which has fallen 30 places over the past two years and is now ranked 77th out of 180 countries in Reporters Without Borders’ World Press Freedom Index.A full year after our mission, the Maltese authorities have failed to meaningfully address any of the serious concerns we raised, or fully implement any of the recommendations we outlined in our statement of findings as necessary steps towards ensuring justice for Daphne Caruana Galizia and concretely improving the broader freedom of expression situation in Malta.Following our mission, one member of our delegation was subjected to verbal abuse by the Maltese delegation before the United Nations (UN), in response to her advocacy for justice in the case, an incident which the UN noted in its report on reprisals. Another member of our delegation faced harassment at the Valletta protest memorial site during a subsequent country visit.Yet these unacceptable acts pale in comparison to the alarming attacks that have continued – and in some cases, escalated – against Daphne Caruana Galizia’s family, citizen journalists and activists who campaign for justice in the case, and professional journalists who continue to pursue public interest investigative reporting in Malta. We also note with deep concern the many vexatious defamation lawsuits that continue posthumously against Daphne Caruana Galizia, including suits brought by Prime Minister Joseph Muscat and other senior officials, and the continued destruction of the Valletta protest memorial in her honour, on a daily basis under government orders.Although we welcomed the Maltese government’s long-overdue announcement on 20 September 2019 that a public inquiry into Daphne Caruana Galizia’s assassination would finally be established, we emphasise that an inquiry must be fully independent and impartial. We share the concerns of the Committee on Legal Affairs and Human Rights of the Parliamentary Assembly of the Council of Europe (PACE) with regard to both the terms of reference and the composition of the Board of Inquiry.While it does not replace the ultimate need for an independent and effective criminal investigation and prosecution, in light of the serious deficiencies of the current investigation, we believe that a public inquiry represents the best hope of achieving justice for Daphne Caruana Galizia and of ensuring the safety of journalists in Malta. We urge the Maltese government to move forward without further delay in establishing a truly independent and impartial public inquiry in line with PACE’s requirements. We further call on the Maltese government to cease ad hominem attacks on PACE Special Rapporteur Pieter Omtzigt and to cooperate with his mandate in accordance with Malta’s obligations as a Council of Europe Member State.Today, on 16 October 2019, we are gathering in vigils to remember Daphne Caruana Galizia and renew calls for justice in Valletta, London, Brussels, Berlin, and Vienna. We will continue our campaigning and our joint advocacy at international organisations such as PACE until all those involved in every aspect of this heinous attack are brought to justice – including the masterminds.We urge the Maltese authorities to ensure that this is the very last anniversary that passes without full justice for Daphne Caruana Galizia.Signed:Reporters Without Borders (RSF)ARTICLE 19Committee to Protect Journalists (CPJ)European Centre for Press and Media Freedom (ECPMF)European Federation for Journalists (EFJ)IFEXIndex on CensorshipInternational Press Institute (IPI)PEN AmericaPEN InternationalScottish PENTransparency International to go further RSF marks two years since the assassination of Daphne Caruana Galizia with country mission to Malta and launch of new report MaltaEurope – Central Asia Council of EuropeWomenImpunityFreedom of expressionViolence News News MaltaEurope – Central Asia Council of EuropeWomenImpunityFreedom of expressionViolence October 15, 2019 Find out more Receive email alerts October 12, 2019 Find out more
Credit Risk Transfer Fannie Mae FHFA Freddie Mac GSE GSE Credit Risk Transfer Taxpayer Risk 2018-11-02 Krista Franks Brock About Author: Krista Franks Brock in Daily Dose, Featured, News, Secondary Market Tagged with: Credit Risk Transfer Fannie Mae FHFA Freddie Mac GSE GSE Credit Risk Transfer Taxpayer Risk Just How Much Credit Risk Are the GSEs Transferring? Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Just How Much Credit Risk Are the GSEs Transferring? Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Results, Remuneration, and Retribution Next: Homeowners Face Fewer Financial Hardships November 2, 2018 2,138 Views Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Fannie Mae and Freddie Mac initiated credit risk transfer (CRT) programs in 2013 in order to shift some risk away from taxpayers and into the private market. Now, for the first time, they are revealing just how much risk is being transferred.While the Federal Housing Finance Agency (FHFA), the conservator of Fannie and Freddie, has reported on their credit risk programs in the past, their Credit Risk Transfer Progress Report released yesterday is the first to detail the percentage of acquisitions being covered through CRT and the amount of risk being transferred.Since 2013, the GSEs have transferred a portion of credit risk on around $2.5 trillion of unpaid principal balance (UPB). The total risk in force (RIF) is $81 billion, and the GSEs have transferred an additional $1.1 trillion in UPB to primary mortgage insurers.Fannie Mae has transferred about 3.0 percent of the risk on about $1.4 trillion in UPB since 2013, translating to or $42.5 billion in RIF. Freddie Mac has transferred 3.7 percent of the risk on $1.1 trillion in UPB, about $39 billion in total RIF since 2013. Debt issuances have accounted for the majority of RIF for both GSEs—61 percent for Fannie Mae and 71 percent for Freddie Mac.For the first half of 2018, the GSEs together transferred partial risk on $367 billion of UPB. RIF totaled $12 billion. Debt issuances made up 61 percent of RIF.Fannie Mae transferred risk on $179 billion in UPB with $5.9 billion total RIF, while at Freddie Mac the total was $188 billion of UPB with RIF totaling $6.2 billion.The amount of single-family loans targeted for credit risk transfers has grown each year since the CRT program began, starting at 41 percent in 2013 and climbing to 65 percent for 2017. For the first half of this year, the GSEs transferred 77 percent of credit risk on 85 percent of UPB in its single-family new acquisitions.“The amount of credit risk transferred should continue to increase as the Enterprises continue to innovate and experiment with different structures and attempt to expand the scope of their CRT programs to further reduce risk where economically sensible,” said Melvin L. Watt, Director of the FHFA.For multifamily loan acquisitions, the GSEs transferred credit risk on 94 percent of loan acquisitions in 2017, with Fannie Mae transferring risk on 28 percent and Freddie Mac transferring risk on 86 percent of acquisitions. The share of credit risk transfer on multifamily acquisitions has varied between 93 percent and 96 percent since 2013. Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Print This Post Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
Previous articleBuncrana Gardai seize van with drugs in it, but no tax and insurance on itNext articleArlene Foster takes over as NI First Minister News Highland It is reported that Fine Gael is to add a woman to the ticket in Donegal to contest the upcoming General Election.The move is to ensure the party meets its gender quotas nationally.Fine Gael has agreed to add four female candidates to its general election tickets in Clare, Cork North Central and Donegal.IF true, it would seem to put to bed speculation the Paddy Harte Junior would run along side Joe McHugh in the election – he had confirmed talks with the party on the possibility of running but said nothing had been agreed.It would also rule out once and for a change of heart from Dinny McGinley who announced he would be retiring from politics once the Dail is dissolved.Former local election candidate for Fine Gael, Grace Boyle, is being being tipped to be added to the ticket.In the 2014 local elections Ms Boyle managed just 413 first preferences or 2.2% of the vote. She is based in Letterkenny which some would see as not geographically ideal if Fine Gael are to retain a seat in the new 5 seat Donegal constituency. Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Google+ 75 positive cases of Covid confirmed in North WhatsApp Pinterest WhatsApp Facebook Google+ Main Evening News, Sport and Obituaries Tuesday May 25th Pinterest By News Highland – January 11, 2016 Homepage BannerNews Twitter Gardai continue to investigate Kilmacrennan fire Facebook Have Fine Gael settled on a running team for the General Election? Further drop in people receiving PUP in Donegal 365 additional cases of Covid-19 in Republic RELATED ARTICLESMORE FROM AUTHOR