When it comes to doing your banking, your first thought might be a bank. Why? Maybe because they are bigger, seem more popular, you actually know what a bank is and the word “bank” is in banking. It’s comfortable and familiar. But, how about a credit union? Many people don’t think about credit unions as an option. In fact, most people don’t really know the difference between credit unions and banks, and unfortunately, don’t want to take the chance to learn about them. Because banks seem bigger, more popular and have really cool advertising campaigns that are engrained in your brain, you may assume that means your money is safer and you’re getting more benefits. While your money might be safe, that statement about getting “more benefits” isn’t actually true. In fact, when you weigh the benefits of credit unions vs. banks, you might actually be surprised with what you find out.As a member, you are part owner of a credit union. Credit unions are member-owned. This means that the only group of people a credit union is worried about pleasing is its members. Banks are owned by individual shareholders, which means the only reason they want to earn profit is to give it to their shareholders to keep them happy. Credit unions give their profits right back to their members in the form of low interest rates on loans, high interest earnings on savings accounts, little to no fees and free services like online banking and free mobile apps. That would make you happy right? Credit unions earn profit, but don’t keep it for themselves or boost that profit by charging unnecessary fees just because they can, they spread their wealth to their membership – you. So, if you’re sick of your bank charging you fees that don’t make sense, now you know why they charge you. You’re paying their shareholders. Is that really where you want your hard-earned money to go? continue reading » 62SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
107 The Shelf Road, Tamborine Mountain“To actually create something of this style was definitely different for us.“(The new house) will be different but very unique again.”Mrs Webb said she would miss the fireplace, outdoor deck that overlooked the sweeping vistas and farmhouse kitchen most.“My kitchen – I wish I could pick it up and take it with me.”Bernadette Brushe, of Harcourts Coastal – Hope Island, is marketing the property with a $1.697 million price tag. 107 The Shelf Road, Tamborine Mountain 107 The Shelf Road, Tamborine Mountain“Michael knew he wanted a high-pitched roof and I think I’m drawn to the English cottages.“It’s just so cute. You walk in and it just hugs you, it’s beautiful.”Earthy materials, including wood and brick, and the peaked roof are standout features while floor-to-ceiling windows frame breathtaking views over the Guanaba Gorge to the coast.Mrs Webb said the sprawling rainforest and weeping willows that surrounded the property made it feel like it was a world away from civilisation.“In August, the fireflies come out and it’s just like fairyland,” Mrs Webb said.While they love the property, the Webbs have decided they want to build a new home on a bigger property – partly so Mrs Webb can have more horses.“Our creative juices are running again,” she said. 107 The Shelf Road, Tamborine Mountain 107 The Shelf Road, Tamborine Mountain 107 The Shelf Road, Tamborine Mountain 107 The Shelf Road, Tamborine Mountain 107 The Shelf Road, Tamborine Mountain 107 The Shelf Road, Tamborine MountainThe couple, who own a building business, bought the block of land at Tamborine Mountain about a decade ago but it was left untouched for years before they decided to build on it.“We’ve always wanted to build our own house,” Mrs Webb said.“We’re always doing things for other people but we thought, ‘No, this is going to be something very special for us’.”Every weekend, they would visit the property to work on their “dream home”.First, they built a cabin to stay in while they built the house before upgrading to a slightly larger cottage. Both still stand today and are used for visiting guests.More from news02:37International architect Desmond Brooks selling luxury beach villa18 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days agoThe grand home, which blends contemporary and country style, was finished about three years ago.“It was a labour of love over the years,” Mrs Webb said. 107 The Shelf Road, Tamborine MountainIT’S the green behind the gold.An English-style cottage in the mountains is a dream escape for many people but one Gold Coast couple has made it their reality.The modern homestead at 107 The Shelf Rd was a “labour of love” for Gayle and Michael Webb – which is why they have decided to put it on the market.
Unless you are a true golf fan, the passing of Alice Dye of Indianapolis at the age of 91 will not get your attention. If we tell you she was married to Pete Dye, that should ring a bell! Between the two of them, they designed more than 130 golf courses around the United States and the World.The closest course is probably Crooked Stick in Carmel. The most famous is probably Whistling Straights near Milwaukee, Wisconsin. A lot of their courses are in Florida and California, but they have done some as far away as Italy.Alice Dye was quite a golfer in her own right. She has 11 city golf titles in Indianapolis. I would like to thank the Indianapolis Star for much of this information.