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7 reasons you should join a credit union

first_imgWhen it comes to doing your banking, your first thought might be a bank. Why? Maybe because they are bigger, seem more popular, you actually know what a bank is and the word “bank” is in banking. It’s comfortable and familiar. But, how about a credit union?  Many people don’t think about credit unions as an option. In fact, most people don’t really know the difference between credit unions and banks, and unfortunately, don’t want to take the chance to learn about them. Because banks seem bigger, more popular and have really cool advertising campaigns that are engrained in your brain, you may assume that means your money is safer and you’re getting more benefits. While your money might be safe, that statement about getting “more benefits” isn’t actually true. In fact, when you weigh the benefits of credit unions vs. banks, you might actually be surprised with what you find out.As a member, you are part owner of a credit union. Credit unions are member-owned. This means that the only group of people a credit union is worried about pleasing is its members. Banks are owned by individual shareholders, which means the only reason they want to earn profit is to give it to their shareholders to keep them happy. Credit unions give their profits right back to their members in the form of low interest rates on loans, high interest earnings on savings accounts, little to no fees and free services like online banking and free mobile apps. That would make you happy right? Credit unions earn profit, but don’t keep it for themselves or boost that profit by charging unnecessary fees just because they can, they spread their wealth to their membership – you. So, if you’re sick of your bank charging you fees that don’t make sense, now you know why they charge you. You’re paying their shareholders. Is that really where you want your hard-earned money to go? continue reading » 62SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

U19 Fast-bowlers Performance Training Program…

first_imgClinic will help produce stronger batch of pacers–BarryBy Clifton RossGuyana and West Indies A physiotherapist, Neil Barry Jr, said his 6-week elite amateur Under-19 fast-bowling clinic will help create a stronger, faster stock of quicks from a relatively younger age.Barry, son of former Guyana player Neil Barry, has been working overtime with regards to ensuring that the local players, those contracted and uncontracted alike, are in the best shape and are always match healthy.He told Chronicle Sports on Saturday that the clinic will target the younger crop of pace bowlers from across clubs in Guyana; while he also expects participation from a few notable players.He cited that the clinic, which last for 6 weeks, will have an hourly session a day, four days a week from 13:00hrs and will help condition young bowlers from the junior levels and get them acclimatized with bowling at consistent speeds.Monitoring of initial speeds, improvements or decline in speeds and the ability to maintain a consistent pace are among some of the areas that data will be collected and stored for each cricketer, Barry confirmed.“The programme is looking to provide elite amateur training to bowlers ranging from ages 14 to 19. All players could attend because it’s free and it will be managed by me along with 6 other trainers who will assess their speeds, see how they are able to sustain their speed by the time the clinic ends” Barry pointed out.The Performance Enhancement Specialist further pointed out that the data recorded will be useful to the players as it helps them to get better when they play overseas. “Most of the player’s get exposed to those types of clinic at a senior levels, so it’s a chance for us to collect data on a larger scale and we want every local club player to get the chance at developing at the same rate”.Apart from Barry, his six assistants are students from the University of Guyana’s Physiotherapy Department who will be assisting in the facilitating of the clinic, which is also in partnership with the University of the West Indies (UWI). The first session bowls off today at the Malteenoes Sports Club (MSC)last_img read more