Category: xoesf

Long Island Snow Storm Forecast to Snarl Friday Commute

first_img Moderate to heavy snow and wind gusts of up to 35 mph will combine to reduce visibility to a half mile at times, making travel dangerous, according to meteorologists at the Upton office of the National Weather Service (NWS).“Only travel in an emergency,” NWS warned in a winter weather warning that is in effect for Suffolk County from 3 a.m. to 3 p.m. Friday. “If you must travel, keep an extra flashlight, food and water in your vehicle in case of an emergency.”Nassau County is under a winter weather advisory. Less snow is forecast on western LI.The storm is expected to blanket much of the tri-state area and Northeast in snow, although in some areas the storm will start as rain before changing into snow.Temperatures are expected to be in the 30s when the storm hits. Once it passes, the rest of the weekend is forecast as sunny with temperatures in the 40s. Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A winter storm is forecast to dump between five inches and a foot of snow on parts of Long Island overnight Friday, snarling the morning rush hour commute.last_img read more

Mobile banking for business gains momentum

first_imgby: Jon MichelsenIt’s no longer business as usual. Taking their cue from consumers who increasingly use the mobile channel to manage their financial lives, more and more businesses are turning to mobile banking as a way to add a new level of ease and convenience to day-to-day business operations. Thirty-two percent of small businesses are already using mobile banking, with an additional 31 percent likely to use mobile banking in the coming year, according to a 2014 Aite Group report.Industry forecasts suggest that this trend will only gain momentum as more and more business banking customers embrace a mobile banking experience that‘s digitally optimized, innovative, and adapts to their on-the-go lifestyle.While many businesses are using or planning to adopt digital banking services, capitalizing on this opportunity isn’t as simple as offering businesses the same digital services as retail accountholders. In addition to advanced capabilities, businesses require a secure mobile banking platform that offers intuitive, user-friendly banking services with a next generation look and feel.As outlined in the Fiserv white paper, Riding the Digital Wave for Business Banking, Propelled by Mobile, financial institutions can best serve business customers by offering digital banking capabilities that consider the unique needs of businesses, including:Tight Security and Control. Businesses often have explicit requirements for security features, and expect proactive monitoring and notification of suspicious activity. Access control based on an employee’s role is critical as business accounts might be accessed by multiple employees for different reasons. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Are you worth opening? What your email efforts say about your brand

first_img 52SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Eric Budzinski Eric Budzinski is the AVP of Marketing for GrooveCar, Inc. He joined the company in 2015 after building a successful foundation in small business sales and marketing.   Eric can be … Web: www.groovecarinc.com Details Email marketing is an important instrument in the getting the word out. A vital tool to inform and engage members. Using email is second nature, using it correctly is not. Email as part of the communications strategy is one of the most effective digital strategies.  The tricky part comes when deciding what to send and how often. The great part about email marketing, while its low on the tech scale, it’s high on returns and always evolving. Let’s look at some of the ways to increase engagement, open rates, inspire action and build your credit union’s brand.What to do and How Often?When reviewing your outbound marketing strategies, it can be a difficult task to decipher how many emails to send out each month. This really depends on your message and what you are looking to accomplish. Finding the “Sweet Spot” will be helped along by shortening the email length to 50-125 or less and adding attractive graphics. Email content is getting shorter; however, experts advise not to lose the conversational tone. When it comes to finding the right email message and frequency, here are some suggestions to follow: Become more strategic in your approach: Is content relevant to your audience?Adopt a behavioral and trigger-based marketing approach: Sending emails based on member interactions with your credit union across multiple channels, especially your auto buying platform and other lead generation tools.Email at least once a month for maintenance and always provide value. Additional emails throughout the month: Send to targeted recipients based on their needs, not yours.Providing ValueUnderstanding what members want and when they want it, has been helped along by data collected from other online activities. What are members responding to in your social media campaigns and through lead generation? Hon in on how they are responding to your posts and incentives. While keeping the message short in the email, provide a link for members to gain more insight into an offer. Before hitting the send button, ask yourself, is this relevant to the member? Is it useful? When a member subscribes to your email list, it means they trust you enough and don’t mind giving you part of their time and attention. Provide value as a means of repayment. Another way to gain greater understanding is to run a member survey or offer a webinar on a specific topic. This will help break down your email lists for future targeting, by interest.Getting ResponseWhat financial products do you want members to learn more about, based on their interests? Support recent data collection by implementing strategies on those findings. If for instance you are planning a campaign on auto financing, circle the wagons with social media and in branch messaging before sending out the email. Compose your email with a question: You may have noticed we really want to get you into that new car! It’s intriguing, and you’re not selling…you are opening up a dialogue. The goal is to provide a direct link to the credit union’s auto shopping center at the height of the member’s interest. Use lead generation tools built into your auto buying site to immediately engage the member with an email. This is a behavioral email strategy and makes your interactions very personal. One of the challenges is getting members from point “A” in the message, to point “B,” action, as quickly and effortlessly as possible.  Don’t forget to support point “B” with a call to action, such as an incentive to sweeten the pot, but don’t rely on this as your main message.Open Me!Email open rates are also an area of great angst for marketers, we get annoyed when our results come back or are elated, sometimes something in between. Open rates are also affected by the time of day the email is sent, if you caught the recipient when they are cleaning out their email inbox, they liked the subject line but didn’t click through, the small graphic pixel placed within the email didn’t register because the recipient has chosen to open without graphics, many mail programs let you read what the email is about without opening; all this impacts open rates. Measure instead, sales, calls and visitor metrics to your website that resulted in your email campaign planting a seed.Brand BuildingConsistency is your credit union’s goal when utilizing email marketing to build brand awareness. Your credit union’s vision and mission is the key to making this channel a success. Do not treat email marketing as a numbers game, keep the messages about the needs of the member. For instance, newsletters are a great way to build trust and deliver a message the member is interested in. Be consistent, if your newsletter comes out monthly every 30 days, on a Thursday, make sure you hit that mark. Subscribers are engaged and are in the habit of receiving information when promised. Consistency with your email efforts will reflect positively on your credit union’s brand of being a consistent supporter of your member’s needs.Keeping emails on target with messaging, value and consistency will make your efforts attractive to members. This will keep them informed and your emails will become worthy of being opened, read and reacted to.last_img read more

In banking, big data is great . . . but right data is better

first_imgToday’s consumers have more options than ever before, so they expect the financial service providers that they’ve selected to truly know them. On the other hand, consumers worry about privacy.How do banks and credit unions provide the customized service that consumers increasingly expect?The stakes are high. If consumers don’t perceive value in a relationship with their financial institution, they’ll look elsewhere. The smarter the financial sector becomes about data and technology advances and how to deploy personalized communications through segmentation, the greater the level of customer retention and loyalty will be. In turn, this will drive preference and increase market share. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Georgia’s two GOP senators, facing runoffs, struggle to be appropriately servile to Trump

first_imgThus, both Loeffler and Perdue have been left trying to appease a lunatic without ticking off the residents of their state. Trump made that particularly difficult for them Thursday after he skewered Georgia election officials during an unhinged screed as his lead in the Peach State started to evaporate.“In Georgia, I won by a lot—a lot,” Trump told reporters from the White House briefing room, suggesting that his third-inning lead should have been game over. Instead, that lead “got whittled down,” he complained, demonstrating a pre-school level grasp of how election counts work. By way of explanation for his diminished position, Trump said a pipe had burst in the state, the counting had stopped, and “a lot of things happened.” So there you have it, folks. Plus, “The election apparatus in Georgia is run by Democrats,” Trump added. Except, it’s not—both the sitting governor and secretary of state are Republicans.- Advertisement – Anyhow, Loeffler and Perdue were then forced to reconcile their need for earning Trump’s continued endorsement with their need to reassure constituents that they valued their votes. Both GOP senators chose to thread that needle by saying every “legal vote” must be counted while expressing optimism that doing so would render Trump the winner.“Every lawful vote cast should be counted, once. If that happens, I believe @realDonaldTrump will be re-elected,” tweeted Perdue.“Praying for four more years of @realDonaldTrump! RT if you AGREE,” added Loeffler, with an extra dash of enthusiastic obsequiousness. – Advertisement – Trump’s sons, Eric and Don Jr., have been on the war path, complaining that GOP establishment-types aren’t properly aiding Trump’s efforts to shred the nation’s election process. In response, bootlickers like Sen. Lindsey Graham of South Carolina rushed onto Fox News, counseling state GOP lawmakers in Pennsylvania to illegally subvert the state’s electoral system. But this is now the tension Republican senators are saddled with as they work to keep their fragile majority. If Democrats win both Senate runoffs in Georgia early next year, they would secure a bare majority in the upper chamber, assuming the tie-breaker vote of a Vice President Kamala Harris. It’s still an open question whether Trump will help the Senate GOP caucus or, rather, deliciously turn on them for being insufficiently loyal. But if there’s one thing Tuesday proved, it’s that Trump turns out GOP voters who can’t be bothered to show up when he’s not on the ticket. That was certainly the case in 2018.  – Advertisement –center_img – Advertisement –last_img read more

Watch the birdie

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

New Zealand, Australia say too soon to ease restrictions despite coronavirus slowdown

first_imgAccording to Australia’s health ministry, the number of new confirmed cases rose on Monday by 33, the slowest rate in a month and less than a tenth seen two weeks ago. Australia has now recorded 6,322 cases, with 61 deaths.Health Minister Greg Hunt said it was too soon to relax restrictions despite the flattening in the curve of cases.”Now is the time to stay the course, to continue with these, self-isolation and social distancing,” Hunt said in televised briefing. “These are producing real reductions in the rate of growth.”Australia deployed its toughest crackdown yet over the long Easter holiday weekend, with helicopters, police checkpoints and hefty fines used to deter people from breaking a travel ban or breaching public gathering rules. Officials in New Zealand and Australia, hailed globally for their early signs of success in combating the spread of the coronavirus, said on Monday it is too soon to start easing social distancing rules or reopening their economies.The rate of new coronavirus cases has abated significantly in both countries without straining the capacity of their health systems. New Zealand has enforced a wide-ranging lockdown and Australia is also tightly restricting many activities.New Zealand recorded its fifth death due to coronavirus on Monday, but new confirmed cases in the Pacific nation of about 5 million rose only by 15, a sixth of what was seen in early April, bringing the total of cases to 1,064. Topics :center_img Australia’s Chief Medical Officer Brendan Murphy told Australian Broadcasting Corp radio the government may start making decisions only “in the coming weeks” about what restrictions, if any, can be relaxed.New Zealand Prime Minister Jacinda Ardern said a decision on whether to extend the nationwide shutdown and state of national emergency, declared in late March, will be made on April 20.”Our number of cases may be small, but that doesn’t mean we have yet been successful in hunting this virus down,” Ardern said.With the economies of both countries taking a severe hit, governments are spending heavily on cushioning the impact.In Australia, which has already pledged spending of more than 10% of its annual gross domestic product to help the economy, the government was in talks over the weekend with top carriers Qantas Airways Ltd and Virgin Australia Holdings Ltd about subsidizing domestic flights.New Zealand’s Ardern said her government will be issuing guidance next week on the economy’s ability to recover.”We are very aware of the need to get our economy running as soon as possible,” she said.last_img read more

Governor Wolf Statement on Passing of Dan Rooney

first_img Press Release,  Statement Harrisburg, PA – Governor Tom Wolf released the following statement on the passing of Dan Rooney, long-time owner of the Pittsburgh Steelers and former United States Ambassador to Ireland:“Pennsylvania has lost a true icon and one of our most revered citizens, civic leaders and public servants. Dan Rooney was truly loyal and dedicated to the tremendous organization he built and the city and country that he loved to serve. On behalf of every Pennsylvanian, Frances and I express our deepest condolences to the Rooney family, Dan’s friends and colleagues, and every member of Steeler Nation. He will be missed but his legacy will live-on forever in the hearts of the countless players, fans and citizens whom were lucky enough to experience his passion and grace.” Governor Wolf Statement on Passing of Dan Rooney SHARE Email Facebook Twittercenter_img April 13, 2017last_img read more

Governor Wolf Signs HB 202 Into Law

first_imgGovernor Wolf Signs HB 202 Into Law June 21, 2017 Bill Signing,  Education,  Press Release,  Results,  Schools That Teach Harrisburg, PA – Governor Tom Wolf today signed House Bill 202, known as Act 6, into law. The bill, sponsored by House Speaker Mike Turzai, amends the Public School Code to allow students in career and technology education (CTE) to demonstrate proficiency and readiness for high school graduation in an alternative pathway, and removes the statutory requirement for the Keystone Exam on that student population.“Whether they are working and learning in the classroom, in the lab, in the shop, in the field, or in the garage, our young people are always striving and succeeding across a wide variety of fields,” Governor Wolf said. “With this measure, Pennsylvania will recognize that diversity and will no longer hold all students to the standard of a Keystone Examination, which too often doesn’t reflect the reality of a large sector students’ educational experience.”“We continue to recognize the importance of providing multiple avenues for students to demonstrate educational achievement, especially for students enrolled in career and technical education,” said Speaker Turzai. “This law will ensure our career and technical education system is flexible enough to adapt to the needs of emerging industries, is accountable to ensure every child has a chance to succeed, and is providing robust support for our educators. The bill passed the House and Senate with broad bi-partisan support, and I am very appreciative that the Governor has signed this important legislation into law.”“With this legislation, we are addressing some simple facts: Our economy is starved for workers with skills in the trades and not every student is best suited for academic education pathways,” said Rep. Mike Tobash. “We recognize that knowledge is valuable and different types of knowledge are important for students, employers and our economy.”Act 6 implements one of four recommendations made by the Pa. Department of Education (PDE) pursuant to Act 1 of 2016, which paused the Keystone Exam graduation requirement for a period of two years (delayed until the 2018-2019 school year). Specifically, Act 1 required PDE to investigate alternative options for a state level graduation requirement and provide those recommendations to the General Assembly.The four options for students to demonstrate proficiency and post-secondary readiness are as follows:Achieve an identified composite score, based on performance across all three Keystone exams (Algebra I, Biology, and Literature)Achieve equivalent score(s) in standards-based subject matter content area(s) on one of the alternate assessment approved by PDEDemonstrate competency in standards-based subject matter content through course grades or assessments plus, for students who are identified as Career and Technical Education (CTE) Concentrators, demonstrate evidence of readiness for postsecondary success through the National Occupancy Competency Testing Institute (NOCTI)/National Institute for Metalworking Skills (NIMS) Skills assessments or Competency Certificates; andDemonstrate competency in standards-based subject matter content through course grades or assessments plus evidence related to postsecondary plans that demonstrate readiness to meaningfully engage in those plans.Passage and enactment of this bill, which addresses the third recommendation above, supports Governor Wolf’s position that passing a high school exit exam is not the sole valid measure of proficiency and career readiness, and that Pennsylvania should take a more holistic approach by enabling students to demonstrate their knowledge and skills through multiple valid measures.“We are a commonwealth blessed with a wide variety of career opportunities and industries that our young people must enter if we want to stay competitive in the global economy,” Governor Wolf added. “We want them to be prepared with the necessary skills that employers need in order to allow our industries to thrive, and enable young people to grow their own families right here in Pennsylvania.”center_img SHARE Email Facebook Twitterlast_img read more

Gold Coast house hits the market for the first time in 25 years

first_imgMore from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North3 hours ago02:37International architect Desmond Brooks selling luxury beach villa22 hours ago14 Midshipman Court, Paradise Waters.It has spacious living areas with three bedrooms, two bathrooms and a carport, while a large living room offers the homeowner waterfront views across a grassed backyard.The biggest sale on Midshipman Court was $5 million for No. 29 in 2009.Ray White Surfers Paradise CEO Andrew Bell described the property at 14 Midshipman Court as a rare offering at Paradise Waters amid rising sales activity in the past two months. 14 Midshipman Court, Paradise Waters.It is being marketed by Robert Graham, of Ray White Surfers Paradise.“The property has been in the same owner’s hands for quite some time, so this is one that will create a great deal of interest in the market,” Mr Graham said.The property features 733sq m of waterfront land with 20m of sandy beach and a 60sq m boathouse with ramp. 14 Midshipman Court, Paradise Waters.“Paradise Waters traditionally has been regarded as the heart of the prestige property market on the Gold Coast, and it is currently re-establishing itself as the number one waterfront address in the central marketplace,” Mr Bell said.“Recent sales activity there and the scale of new homes either planned or recently completed affirm its appeal among buyers of prestige homes. 14 Midshipman Court, Paradise Waters.ONE of the “cheapest homes” in the luxury Surfers Paradise locale of Paradise Waters has hit the market at $1.75 million. The original single-level waterfront residence at 14 Midshipman Court is set amid some of the most beautiful homes in Australia, and in one of the most sought-after residential precincts on the Gold Coast.center_img 14 Midshipman Court, Paradise Waters. 14 Midshipman Court, Paradise Waters.“Certainly buyers remain selective, which has resulted in properties that are priced well moving relatively quickly.“What makes this property so unique is that it’s been in the owner’s hands for the past 25 years.“From our perspective, that time frame aligns with the start of our own corporate journey at Ray White Surfers Paradise and much has changed in the market over that time.“But one thing is always constant — prime waterfront locations are always in demand on the Gold Coast and properties with great potential even more so.”last_img read more