Tag: 上海水磨会所

Rakitic feels Barca deserved a win against Valencia

first_imgBarcelona midfielder Ivan Rakitic feels his side played well enough to secure a win against Valencia at the Camp Nou, despite the game ending in a stalemate.The 2-2 draw against Marcelino’s men ended the club’s eight-game winning streak in the League and could only stretch their lead to six points above Atletico Madrid.Two goals for Lionel Messi helped Barcelona to fight back, after falling 2-0 behind after 35 minutes, but the Croatian international believes they had the chances to collect all three points.⌛️FULL-TIME: There’s the whistle! Leo Messi scores twice as Barça battle back from 2-0, first-half deficit to earn a tie!FT: Barça 2 – 2 Valencia⚽️ #Messi 39′ (p.), 64′ / Gameiro 24′ , Parejo 32′ (p.)🔵🔴 #BarçaValencia pic.twitter.com/GyuzSYUOmC— FC Barcelona (@FCBarcelona) February 2, 2019“We surely deserved to win. We played a much better game than Valencia. He revealed in a quote cited on Football Espana.Gerard Pique, Neymar, BarcelonaLa Liga Betting: Match-day 4 Stuart Heath – September 14, 2019 Despite it being very early into La Liga season, both Barcelona and Real Madrid have had unprecedented starts to their campaigns. With this in…“Maybe in the first half we did not play that well, but in the second half we dominated, and at times we were almost playing handball around their area.“But in the end, we came up short, and it is not easy to play against a counter-attacking team like Valencia, particularly after a hard game in midweek as we had against Sevilla.”Atletico Madrid will be hoping to reduce the gap to three points when they face Real Betis on Sunday.Real Madrid could also be in the mix for the title if they maintain a winning form for the rest of the campaign.Barcelona host Real Madrid in the Copa del Rey semi-final on Wednesday night, and Messi and defender Gerard Pique are doubtful after picking up injuries in the Valencia tie.🗣 @ivanrakitic 🗣 Ernesto Valverde⚽️ #BarçaValencia pic.twitter.com/CGE4z49wqy— FC Barcelona (@FCBarcelona) February 2, 2019last_img read more

Mayor Faulconer announces plan to create governmentcontrolled alternative to SDGE

first_img KUSI Newsroom, Mayor Faulconer announces plan to create government-controlled alternative to SDG&E Posted: October 25, 2018 SAN DIEGO (KUSI) — San Diego Mayor Kevin Faulconer Thursday announced the city’s plan to create a city government-controlled energy provider to compete with San Diego Gas and Electric.Faulconer formally announced the city’s plan to offer utility services at a news conference to release the city’s annual report on the progress of its Climate Action Plan. The report includes data showing that the city is ahead of schedule toward the CAP’s goal of cutting greenhouse gas emissions by 50 percent by 2035.According to the mayor’s office, providing utility services would reduce energy costs by at least 5 percent and help the city attain its goal of 100 percent renewable energy use by 2035.“I want San Diego to lead this region into a cleaner future,” Faulconer said. “This gives consumers a real choice, lowers energy costs for all San Diegans and keeps our city on the cutting edge of environmental protection.”The mayor’s office will send the proposal to the San Diego City Council, seeking a resolution of intent to create a utility-providing entity that allows other cities in the county to join. According to the mayor’s office, several cities in the county have expressed interest in joining a joint- power energy-providing authority. On the city’s current timeline, the energy authority would begin service in 2021.“This is a win-win-win — it creates jobs for workers, seeks to stabilize green energy costs for families and generates clean energy that preserves our environment,” the San Diego and Imperial Counties Labor Council said in a statement. “In San Diego, we must continue to build and produce renewable power to grow green jobs and ensure the environment is truly protected.”SDG&E said in a statement that it respects the city’s right to look for other energy providers and does not anticipate any financial impact from the decision in the immediate future.“SDG&E has a long history of partnership with the city, and is committed to continuing a productive, cooperative relationship,” the investor- owned company said. “As the city charts this new course for purchasing electricity, SDG&E will help enable the transition.”Environmental activists have asked the city for more than a year to provide utility services in some way, often referred to as community choice energy. According to the San Diego Community Choice Alliance, a coalition of multiple organizations, businesses and politicians that support community choice energy, San Diego Gas and Electric charges some of the highest energy rates in the state and the country.“Today, families in San Diego can breathe a little easier because we are finally on a path to enjoying energy choice and giving our families relief in their electricity bills,” said Nicole Capretz, the executive director of the SDCCA-member Climate Action Campaign. “We ask our coalition and supporters to be ready to promote a Community Choice program that serves all San Diegans, prioritizes local control, local clean energy with high quality jobs, helps clean our air, and offers affordable rates and a path 100 percent renewable energy.”Joining Faulconer at the announcement were Assemblyman Todd Gloria, City Councilwomen Georgette Gomez and Lorie Zapf and Cody Hooven, the city’s chief sustainability officer. Gloria originally helped draft the Climate Action Plan in 2013 when he was a City Councilman.“Community choice is the only pathway to achieve 100 percent renewable energy, a cornerstone of our Climate Action Plan, and ultimately puts the community in charge of our climate destiny. San Diegans deserve consumer choice,”  Gloria said.The Clear the Air Coalition, while supportive of the community choice energy concept, was more measured in its response to the city’s announcement. The coalition expressed concern about what happens if the plan fails and whether a community choice energy project should even be a priority considering the city’s current issues with homelessness and high housing costs.“If the city decides to form a (community choice energy provider), an important question to ask is: would it actually help San Diego reach its clean air goals faster and cheaper than current state laws require?” Clear the Air Coalition Co-Chair Ruben Barrales said. Categories: Local San Diego News FacebookTwitter KUSI Newsroom October 25, 2018last_img read more

Grant would bring polish back to Clark Countys courthouse

first_imgThe 1940 Clark County Courthouse has retained its brass-trimmed entry doors and fixtures, but they’ve long since lost their luster.A $33,000 grant from the state Department of Archaeology and Historic Preservation will pay for a professional restoration of the brass-trimmed doors, brass elevator doors and brass railings, lights and mullions in the large window above the front entrance.The grant requires the county to provide matching funds, so commissioners are expected to vote this month whether to accept the grant, said Mark McCauley, the county director of general services.McCauley applied for the grant knowing he has the $33,000 matching dollars in his facilities budget.“The appearance of all that brass has really gone south over the years,” McCauley said. “We are trying to return it to its former glory.”Work could include tearing up the carpet in the hallway on the south side of the first floor — where the jury assembly room, snack bar and law library are located — and restoring the original terrazzo floors to match the central lobby, McCauley said.The courthouse, which has five floors and a basement, was designed by architect Day W. Hilborn (1897-1971), whose work includes Kiggins Bowl (described by the Department of Archeology & Historic Preservation as “an engineering masterpiece at the time”), Kiggins Theater and projects not named for the late Vancouver Mayor John P. Kiggins, such as smaller theaters in Oregon and the Klickitat County Courthouse.last_img read more

Apex Legends The Titanfall battle royale game that lets you play your

first_img 17 Photos Bloodhound may look familiar to Borderlands fans… Jason Parker/CNET Rumors had been swirling that Respawn had a new battle royale game to showcase, and on Monday, the developer officially revealed Apex Legends during a live stream. We didn’t even have to wait: It was available for free immediately on PC, PS4 and Xbox One. After playing through several matches (with one win!), it clearly has the fundamentals in order. It has a crisp, colorful art style, great shooting mechanics and a familiar, fun battle royale experience. But the biggest difference between it and Fortnite, PUBG and other also-rans is that it gives you eight unique character classes to choose from. Other games like Realm Royale already dabble in this, but don’t have the same cachet as a developer like Respawn does, having won over fans with its Titanfall series.Playable Legends make all the differenceApex Legends keeps to the battle royale conventions in most ways — 60 players drop into a large map in squads of three, search for weapons, armor and other useful items, then battle it out with other squads as a wall of death closes in. But it really shakes things up with eight different “Legends” (character classes) to choose from, each with unique abilities that let you pick your role based on your play style. There is Bangalore, who provides cover for her team with a smoke canister gun and has a passive ability that speeds up her movement when being shot at. Like all other characters, she charges up an Overwatch-like ultimate ability: in her case, a wide-ranging airstrike. Bloodhound takes on a different role as a Technological Tracker, with abilities that let him briefly see enemies in his field of view and footprints showing where enemies have recently been.  2:42 3 Apex Legends is here: How to download the new Titanfall battle royale.Resident Evil 2 review: A joyous return to zombie-infested Raccoon City. Video Games Next is Caustic, a character that currently either requires a ton of free or paid currency to play, who has gas-spewing traps and grenades you can use to control the battlefield near you. If you know an opposing squad is in a small building, for example, you can fill the place with noxious gas to flush them out.Lifeline, the Combat Medic, can heal the squad with drones. Lifeline also has a passive ability that makes her the speediest healer and reviver of all the characters. Another healing plus: She automatically drops a shield while she revives her squad mates.There are four more classes with Gibraltar (Shielded Fortress), Mirage (Holographic Trickster), Pathfinder (Forward Scout) and Wraith (Interdimensional Skirmisher), but you’re starting to get the idea. Each of these varied classes means you can assemble a team of specialists that work well together and maybe give you an advantage on the battlefield. Though there are other royale games that include classes, it’s not a mechanic found in the most popular games in the genre like Call of Duty: Blackout, Fortnite or PUBG, setting Apex Legends apart.apex-legends-20190205101145 Jason Parker/CNET Squad is the only way to playMost battle royale games offer a number of different game types, letting you play solo, with a friend or as part of a squad. As it stands right now, you can only play Apex Legends in a three-person squad. It makes sense, since you have the ability to choose your class and create a team that works well together. But not everyone (including myself) is in love with playing with random team members. Perhaps Apex Legends will eventually suggest characters to help balance a team to have the best chance of winning. We’ll have to wait and see if other game types are introduced in the future, but it makes sense to launch the game as squads-only for now.To Respawn’s credit, one thing that makes joining random squads more bearable is Apex Legends’ ping system that allows for effective communication with teammates. When you want to signal where you think the squad should go next, you simply move your target reticle to the location and hit the ping button, sending a target everyone can see. You can also call out specific items, highlighting a gun that’s available in your location or a grenade a teammate might need that you don’t. So far, it works pretty well with random squad mates, even when it’s just a replacement for opening up the map and pinging a target location.  New ways to bring back your teammatesIn games like Fortnite and PUBG, when a squad member goes down, you have a limited amount of time to bring them back, leaving you stuck out in the open while you wait for a progress bar to complete. You can do the same in Apex Legends (with some advantages if you’re playing as Lifeline), but there’s another interesting option. You can also grab your downed player’s “Banner,” then bring that to a reviving station elsewhere to bring them back into the game once you’re out of danger. Of course, this means that opposing players could keep an eye on reviving stations to kill you in the process, but you can also camp around these stations to revive teammates later when it’s less dangerous.apex-legends-20190205100458 Jason Parker/CNET Yes, there are loot cratesAs an EA-published, free-to-play title, no one’s probably surprised there are loot crates. But all I’ve seen so far are loot crates that hold cosmetic items like skins for your guns, new banners, tons of character skins and unlockable audio quips for Legends. Our sister site GameSpot talked to Apex Legends’ project lead Drew McCoy about loot crates during a preview event prior to the game’s launch. “We’ve seen from games like Battlefront II, how much paying for any kind of advantage is so bad,” McCoy said. “I actually think that Battlefront is a really good game mechanically, and they did a lot of great things and it got overshadowed by some of those choices, but it’s a really good spotlight to shine on why those kind of systems are so problematic.” With this in mind, Respawn is trying to be transparent with the system by posting the drop rates for its loot boxes both in the in-game store and on its website. You’re guaranteed at least a rare item with every crate and they won’t give you duplicates. “We just hope that you find a large enough player base that likes what we’ve built and wants to show off and decides to spend some money in the game,” he said. “But if not, free players who spend their time are just as important to us. We take that very seriously. Time and money are the two most precious things in any humans life. And in fact, they’re choosing to spend either of them with us is incredibly important to us.” Depending on your platform, you’ll also be able to get an initial batch of free cosmetic items if you follow GameSpot’s guide here.  How is Apex Legends different from Fortnite and PUBG? Tags Share your voice Is all this enough to win over Fortnite and PUBG fans?Fortnite, PUBG and Call of Duty: Blackout already have huge followings and we’re still waiting for Battlefield V’s take on battle royale, so the marketplace is more than crowded. But what makes Apex Legends stand out from the pack is Respawn’s characteristically tight gunplay mixed with the inspired character classes inspired by games like Overwatch, League of Legends and DOTA 2, making it a game that’s both about survival and creating a synergistic team that can outplay the competition.It’s too early to say whether Apex Legends will gain the kind of following of other big franchises, though the early player counts have been strong. Regardless, it’s compelling to see a top-tier developer make innovative game design tweaks that change what we’ve come to expect in the battle royale genre. We’ll have to continue to play, but from my perspective, Apex Legends is off to a great start. Comments Now playing: Watch this: The 17 most anticipated video games of 2019 Fortnitelast_img read more

Wipro Ventures makes its first VC investment with TLV Partners deal

first_imgWipro Ventures Ltd. has invested an undisclosed sum in the Israel-based TLV Partners to officially enter the race to invest in venture capital (VC) firms and start-ups dealing with disruptive technologies, reports Mint.Wipro’s first investment in TLV Partners, the Tel-Aviv based VC firm that is valued at $115 million, will open up opportunities for it to tie up with start-ups in the latter’s portfolio. This would be aimed to improve Wipro’s services with a focus on enterprise software and security.”We engage with these companies based on the level of maturity of the solution and the specific needs of our clients,” a Wipro spokesman told the publication. According to Mint, Wipro Ventures is said to have invested less than $5 million in TLV Partner’s debut fund-raising. “As we try to broaden our reach in the start-up ecosystem, it’s impossible for any one individual or team to evaluate the most promising start-ups. So it’s only logical that we also look to invest/partner with some early-stage venture capital funds,” a Wipro executive had told Mint last year.The corporate arm of Wipro has already invested in a total of six start-ups, two of which — Axeda and Altizon — focus on internet-of-things technologies. The others are Talena, which specialises in big data management; Emailage, which combines machine learning and cyber security; Vicarious, which focuses on artificial intelligence; and the real-time cyber security firm Vectra.Wipro’s move reflects the new strategy in the IT and BPO industry, where big IT vendor companies are competing to invest in VCs to gain access to a wider range of start-ups involved in areas like artificial intelligence, cloud computing, cyber security and big data.Wipro’s investment in TLV Partners highlights how lucrative Israel’s enterprise software ecosystem is to India since Infosys had acquired another Israel tech firm, Panaya, for $200 million in 2015, according to the Economic Times. Infosys had earlier invested in two VC firms, Vertex Ventures and 500 Startups, last year. The company’s capabilities were also extended to cloud computing, wearables and data extraction through its investment in Trifacta, Waterline Data, CloudEndure and Nova.last_img read more

Party Politics National Edition Ep 16 Pop Stars And Progeny

first_img 00:00 /16:24 To embed this piece of audio in your site, please use this code: Listen David ShankboneDwayne “The Rock” Johnson: Trying to ruin the attractiveness bell curve for politicians?On this episode of Party Politics, co-hosts Jay Aiyer and Brandon Rottinghaus talk about these tantalizing topics in the week’s political news:Health Care 3: Reloaded White House Chief Strategist Steve Bannon has a painting of himself as Napoleon hanging in his office. Um.Trump goes to France. Not going to France: his friend Jim.Celebs in politics – it’s a thing. But why?Then the profs dig into what’s going on with Donald Trump, Jr., his emails and meetings, and what it all means for the White House. By the way, don’t forget to listen to our weekly Texas-centered episodes, too!Party Politics is produced by Dacia Clay, Edel Howlin and Laura Lucas. Our audio engineer is Todd Hulslander.   This article is part of the Party Politics podcast Share Xlast_img read more

WATCH With The Midterms Over Whats Next For The Texas Legislature

first_imgGuest co-host Sonny Messiah-Jiles (CEO and Publisher of the Defender Media Group) joins host Gary Polland for a discussion about changes in the makeup of the Texas Legislature following the midterm elections, gaining insight into the most pressing issues facing Harris County and Texas residents. Topics include education funding, health care, and more. With guests Paul Bettencourt, Texas State Senate, District 7; and Gene Wu, Texas House of Representatives, District 137. Original air date: November 16, 2018.Watch more episodes of Red, White and Blue Sharelast_img

Stories for Styles Inspires Community

first_imgBy Micha Green, AFRO Washington, D.C. Editor, mgreen@afro.comWhile spring break is normally the time kids are running far away from books, Operation Pathways brought programming to children that offered an opportunity to make reading just as fun as looking stylish.Organized under Resident Services Coordinator for Operation Pathways, Adeela Abbasi, “Stories for Styles” took place at Benning Heights Community Room on April 18, and allowed for students to read books in exchange for a free haircut or hairstyle.“Stories for Styles,” was an “Academic Achievement,” programming effort hosted by Operation Pathways, where kids read books in exchange for free hairstyles. This is barber Akil Wilson who volunteered to cut hair for the event. (Photo by Micha Green)“I had heard of a barber doing something similar to ‘Stories for Styles’ in another state and I think he called it ‘Trims and Tales’ or something. Anyway, I loved the idea and I immediately jumped on the chance to encourage literacy for the young people in the community,” Abbasi told the AFRO.  “I knew the kids would be on spring break and Easter was that same weekend. It seemed to all come together so the kids could have some fun while they were off and get fresh for the holiday too.”While literacy and free hairstyling sounds appealing for many people, the fact that Operation Pathways held “Stories for Styles” at the Benning Heights community was no coincidence.  As Resident Services Coordinator, Abbasi said she is, “ tasked with building programs and offering services which will ultimately improve quality of life for families within affordable/ subsidized housing.”“I specifically work in three core areas Health & Wellness, Academic Achievement and Financial Literacy,” Abbasi explained.“Stories for Styles,” fell directly under the core of “Academic Achievement,” and Abbasi felt it important that she met the kids where they were- by targeting their needs, offering enrichment, bringing food and fun and building more opportunities for connection and growth.“Just asking the kids to join me in the community room to read books would never work. However, mixing it in with a fresh haircut, food, music, other educational activities such as ‘Create Your Own Story’ and an opportunity to run around and enjoy themselves is the perfect way to get them engaged,” she told the AFRO.Further, adding the element of looking fresh for their “Easter Sunday’s Best,” was a bonus.Children in Benning Heights in Southeast, D.C. pose doing the “Black Panther” Wakanda pose at the “Stories for Styles” event held by Operation Pathways on April 18.“The communities I work in are comprised of families on fixed incomes. So an opportunity to get a free haircut was surely a financial relief.”While children waited to get their hair done, they read books, played outside, ate hamburgers and hotdogs, danced, colored, wrote stories and participated in an Easter egg hunt.“The day was really about the kids. I wanted them to have a good time and know that educational activities can be fun. And spring break doesn’t mean turn your brain off,” Abbasi said. “We had a ‘Create Your Own Story’ activity where the kids were given paper to draw a picture and write a story.”And some of these children have heavy stories.  One girl shared with the AFRO that her father killed her sister and that she was hoping to simply have happier times.  A day of fun and enrichment was just what they needed.“I wanted to come to the party,” 9-year-old Aiden told the AFRO. “I like that you can come and play games and do an Easter egg hunt.”While Aiden’s hair was already Easter Sunday ready, she said she loved the concept of “Stories for Styles.”  “It’s great because they get to learn to read and look better with their new hair,” Aiden said.Sixth grader, Laila Crawford, served as a volunteer for the event. “I think it’s good.  It encourages kids to read and get a nice haircut,” she told the AFRO.With one volunteer barber, another volunteer hairdresser and good samaritans, about 30 children enjoyed “Stories for Styles,” and 17 kids walked away with fresh new styles.Inspired by “Stories for Styles,” Abbasi hopes to continue similar efforts in addition to the work that is already taking place with Operation Pathways.“We would love to have another event like this. Every year we participate in National Night Out which is an evening to encourage the community to come together with law enforcement. Last year I combined the event with a back to school backpack give away. I am always looking for donations of school supplies and backpacks to put them in. This year I want to step it up and include the ‘Stories for Styles’ so kids can go back to school looking fresh,” she told the AFRO.Abbasi also wants to recruit more volunteers.“I learned from this event that the more barbers we have, the better, so if anyone is interested in offering their services that would be great. I would also love to find a shoe sponsor that will allow me to put new shoes on all the elementary age kids on the property,” she said.In addition to the summer plans, Abbasi told the AFRO that she will be conducting financial literacy seminars in May that are free and open to the public.Abbasi encourages all those interested in volunteering or learning more about Operation Pathways to contact her directly.  “Anyone who wants to give their time or treasure can reach me at 301-370-9097 or aabbasi@operationpathways.org. To learn more about the organization visit www.operationpathways.org.”last_img read more

Twinkling tales

first_imgThe solo exhibition titled We are made of stars by Sabya Sachi Ghosh depicts  the primordial nature of creation and a creative pictorial depiction of the universe. This exhibition that kicks off today is inspired by the resplendent starry sky on a moonless night. The theme of time travel is also touched upon. The works tries to bring about a feeling of an unbroken connection with time, since the moment of creation till out present state of its realisation. Also Read – ‘Playing Jojo was emotionally exhausting’ We are all made of stardust. This statement is very poetic and has a tinge of a primordial nostalgia attached to this feeling. The search for the reasons behind our creation ultimately takes us to the very beginning of time. Rational explanations are then replaced with metaphysical definitions that aim to quench our longing to know the truth behind the creation of our universe. Religion in its own narrow way tries to convey a meaning that is very self oriented in a karmic manner. Also Read – Leslie doing new comedy special with NetflixThe artist quotes, “When I gaze at stars twinkling in the night sky, I grasp the vastness of space and conceive of time as if it were matter and very tangible. My mind moves forward and backwards and is logical enough to haggle with a vegetable vendor. I am here stuck with this question; when we are capable of great thoughts why do we indulge in narrow selfish pursuits? Perhaps these ‘narrow selfish pursuits’ are our ways of preserving and continuing the progress of our species. I am not certain but for the lack of better ways we are as we appear to be.”When: January 23 to 29  Where: Open palm court Gallery, India Habitat Centre Timing: 10 am – 8 pmlast_img read more

Navras 2018 Paying tribute to the maestros

first_imgTo enthrall the music lovers, Ministry of Culture and Kalpana Verma of Kalahetu presented a soulful evening titled Navras 2018. The event was hosted in the loving memory of Late Praveen Gangani, the legendary Kathak dancer and Ustad Anis Khan Saheb of Delhi Gharana, who left us and the music world suddenly.”The changing moods of nature affect the psyche of the human mind and Saawan season is famous for its romantic ethos giving rise to different emotions and moods of Navaras. Keeping that in mind we have organized this soulful music and dance evening,” said Kalpana Verma, founder Kalahetu. Also Read – Add new books to your shelfThe evening started with the condolence ceremony of brilliant artists, Ustad Anis Khan and Praveen Gangani. Mukesh Gangani, son of the legendary Praveen Gangani showcased his father’s last choreography. The beautiful evening was then followed by a vocal recital by Ustad Iqbal Ahmed Khan Saheb Doyen and Khalifa Dilli Gharana. After this, the audience enjoyed an exhilarating presentation of Navras 2018.Navras 2018 with four major Rasas has been artfully conceptualized by Kalpana Verma with music by Pt. Jaikishen Maharaj. In the production of Navras, Kalahetu has roped in young and talented choreographers each handling a different rasa. Shringar Ras was choreographed by Vidushi Mamta Maharaj and beautifully performed by Vishal Krishna and Ragini Maharaj (Granddaughter of Pt. Birju Maharaj). Karun Rasa was beautifully performed by Vidushi Mamta Maharaj, (Daughter of Pt. Birju Maharaj).Adbhuta Rasa- a Kalpana Verma’s choreography was an imaginative depiction of the creation that never fails to amaze the artist. It was a gripping presentation by female dancers, Yamika, Geeta, Komal, Harshdeep, Deeksha, Sonali, Samadrita and male dancers including Rohit Pawa, Siddhant, Vivek, Anmol, Bhavdeep, and Montu.last_img read more

Add colours to boring white walls

first_imgIf you want to decorate a small house, your options get limited due to the lack of space. Still, you can make the interiors of your small house look perfectly placed. This is through the large open space you have – the walls. There are plenty of creative ideas you can apply to make your wall speak for you.Anjali Jain, an artist and founder of Kala Drishti (NGO) share some ideas to revamp our bland wall:Choose the right colour for your wallIt is a crucial decision and at the same time very difficult to choose the right colour for the walls. The colour should blend with the lighting and furniture in the room. To make any room look good without taking much risk, keep darker colours for floor, moderate colours for the walls and light colours for the ceiling. Also, we should keep in mind for whom the room is being decorated. For instance, if the room is for young kids, then they would prefer bright colours, whereas for aged people light colours are preferable. Also Read – Add new books to your shelfCreate a collage on the wallThere is nothing that adds personality and colour to the room as a gallery wall does. Putting up a great piece of wall art in a space that instantly draws attention, gives a sense of satisfaction. You can display a collection of art, photographs, wall hangings to make a collage on the wall. It is advisable to opt for simple, cohesive framesIf in doubt use wallpapersWallpapers have come a long way since the days of our grandparents. If you cannot paint the walls, then opt for wallpapers. You can select the design or pattern of your choice and liven up your room(s). You can either cover all the four walls or just use a bold and coloured wallpaper on one wall. To create a subtle yet a striking feature, opt for simple designs instead of a hectic pattern.Fabric is the new trendInduce some originality to your living space using fabrics. This idea is simple and inexpensive at the same time. These are easy to put and even more easy to remove. You can use starch to attach the fabric to the wall. With this method, the wall will not get damaged and the fabric can be removed whenever required.last_img read more

Aspirin helps in fight against TB

first_imgAspirin can prevent the tuberculosis (TB) bacterium from hijacking immune cells and allow the body to control infection better, say researchers who found that the common pain killer could treat the top infectious killer worldwide that claims around 4,400 lives a day. Researchers from the Centenary Institute in Sydney found that the TB bacterium hijacks platelets from the body’s blood clotting system to weaken immune systems. “Our study provides more crucial evidence that widely available aspirin could be used to treat patients with severe TB infection and save lives,” said lead author Elinor Hortle, research officer at Centenary. Also Read – Add new books to your shelfUsing the zebrafish model of TB, the team used fluorescent microscopy to observe the build-up of clots and activation of platelets around sites of infection. They found that the platelets were being tricked by the infection into getting in the way of the body’s immune system. Treating the infections with anti-platelet drugs, including the widely available aspirin could prevent hijacking and allow the body to control infection better, according to the paper published in The Journal of Infectious Diseases. “This is the first time that platelets have been found to worsen TB in an animal model. It opens up the possibility that anti-platelet drugs could be used to help the immune system fight off drug resistant TB,” Hortle said. According to the World Health Organization, TB is one of the top 10 causes of death worldwide. In 2017, 10 million people fell ill with TB, and 1.6 million died from the disease.last_img read more

This town was just named the friendliest in all of Canada

first_img<< Previous PostNext Post >> Posted by This town was just named the friendliest in all of Canada Share TORONTO – How do you determine who is the nicest in a group of people? Do they all simply defer to their neighbour, kindly forfeiting the prize in a show of ultimate humility?Luckily for residents of 25 Canadian cities and town, they won’t have to battle it out for the title of Friendliest Community in Canada because Expedia has done the job for them. The travel company has just released its second annual friendliness report that ranks the country’s nicest towns in 2018 using hotel review data from 2017. Out of a list of over 750 destinations, the towns and communities on the list all had at least 100 reviews and an impressive four-star rating or higher.So which town beat out all others on the friendly list? None other than Niagara-on-the-Lake in Ontario, the popular vacation hotspot known for its quaint B&Bs, wineries and, of course, nearby Niagara Falls. Expedia praised the destination for its smorgasbord of chocolates and its landmark Just Christmas store, known for being the oldest year-round Christmas Emporium in Canada.More news:  Can you guess the top Instagrammed wedding locations in the world?How a could a place that loves Christmas not be considered a friendly place to visit?As for the rest of the Top 25, check them out below – did you hometown make the list?Niagara-on-the-Lake, ONAirdrie, ABTofino, BCTruro, NSSherwood Park, ABLeduc, ABHuntsville, ONVaughan, ONSault Ste. Marie, ONHalifax, NSJohn’s, NLPeterborough, ONDartmouth, NSSaskatoon, SKUcluelet, BCOttawa, ONCourtenay, BCInvermere, BCRadium Hot Springs, BCNelson, BCCharlottetown, PEIFernie, BCVictoria, BCEnfield, NSQuebec City, QCTo see the list go to https://www.expedia.ca/travelblog/travelblog/friendliest-communities-and-towns-in-canada-2018/.center_img Travelweek Group Tags: Canada, Expedia Wednesday, June 20, 2018 last_img read more

Aircalins 2017 New Caledonia Spring Sale

first_imgAircalin’s 2017 “New Caledonia Spring Sale”Aircalin’s 2017 “New Caledonia Spring Sale”Aircalin Australia is offering your clients a “New Caledonia Spring Sale” deal, flying to New Caledonia from only $297* one way including taxes.Flying somewhere exotic doesn’t need to be a chore. Did you know New Caledonia is just over the horizon? We invite you to experience our island paradise this spring: everything from relaxing in our warm crystalclear waters, pristine white sand beaches, and aquarium-like lagoons to wind surfing, sailing and hiking across our unique bushlands. Our blend of French and Melanesian cultures mixed with our relaxing island life attitude will certainly remind you that you’re on holiday. A trip that will certainly make your friends green with envy. For an easy long weekend away in the sun and no worry about jetlag, discover this idyllic island escape just over 2 hours flying time from Brisbane, under 3 hours from Sydney and less than 4 hours from Melbourne flying on direct services with Aircalin.Take advantage of this amazing sale and visit your closest South Pacific neighbour today.Sale Period: From 06 October 2017 to 27 October 2017Travel Period: 11 October 2017 to 31 July 2018Prices are ONE WAY GROSS airfares and include all taxes. (Surcharge dates may apply)• Sydney to Noumea: from $297* one way• Brisbane to Noumea: from $297* one way• Melbourne to Noumea: from $299* one wayThese discounted airfares have protected inventory on every flight in each direction to ensure excellent availability for the Australian market and are booked in W-class.Source = Aircalinlast_img read more

Orange has chosen Accedo to provide application ma

first_imgOrange has chosen Accedo to provide application management software for its new Orange Livebox Play set-top box. Orange Livebox Play will use Accedo’s Application Sphere product, which provides a customisable user interface with multiple existing applications included.Accedo will be an enabler of the Orange Appshop section. Users will be able to access a range of program-specific contextual apps, according to Accedo.last_img

Pelangio Exploration Inc PXTSXV PGXPFOTC an

first_imgPelangio Exploration Inc. (PX:TSX-V; PGXPF:OTC) announced the results of seven diamond drill holes totaling 1,574 metres from its ongoing drilling program at the Pokukrom East zone on the Manfo Property in Ghana.  Highlights of the results included:·        1.19 g/t gold over 113 metres, including 9.05 g/t gold over 7 metres; ·        2.60 g/t gold over 64 metres, including 11.94 g/t gold over 10 metres; and ·        16.72 g/t gold over 4 metres.The results continued to confirm a higher grade, shallow north plunging core of Pokukrom East zone with an open plunge of 600 metres from near surface in previously reported hole SPDD-088 (7.01 g/t gold over 19 metres) to 210 metres depth in the holes reported this week.  Warren Bates, Senior Vice President Exploration, commented: “These are our best holes on the Manfo Property to date. These holes represent the north-plunging core of higher grade mineralization at Pokukrom East, now demonstrating an open plunge length of 600 metres.” Please visit our website to learn more about the project and request additional information. We are much closer to a bottom than a top…but I’m always on the lookout for “in your ear”.It was a reasonably quiet trading day in gold on Monday…but there was some structure to the trading action.  After gaining about five bucks or so in early Far East trading on Monday, gold then tracked sideways right up until shortly after 3:00 p.m. in Hong Kong.Then gold dipped to its low of the day, which occurred a bit over an hour later at around 8:30 a.m. GMT in London.  From that low, gold climbed slowly higher, reaching its high tick about ten minutes after the 1:30 p.m. Comex close in New York…and from there it traded more or less sideways into the 5:15 p.m. Eastern time electronic close.The gold price closed at $1,685.00 spot…up $8.10 from Friday’s close.  Net volume was pretty light at around 109,000 contracts.Monday’s silver chart was a virtually carbon copy of Monday’s gold chart, with the only difference worth mentioning was the fact that silver’s high tick [$31.35 spot] came at 2:30 p.m. in electronic trading in New York…and from there it got sold off a bit before trading almost ruler-flat into the close.Silver closed at $31.18 spot…up 27 cents from Friday.  Net volume was pretty light as well…around 31,500 contracts.The dollar index opened at 80.55 in Tokyo on their Monday morning..and then sank a few basis points up until 3:30 p.m. in Honk Kong trading.  Then in less than an hour, the index jumped just about 30 basis points to about 80.78…and from there traded sideways until early afternoon in New York, when it sagged a bit…closing at 80.71.There was no co-relation between the gold and silver price activity and the dollar index movements that I could tell.Not surprisingly, the gold stocks opened in positive territory…but that happy state of affairs didn’t last long…and shortly before noon in New York, the share prices sank into negative territory and then stayed there for the rest of the day.  The HUI finished down 0.67%.  I wouldn’t read much into that action, but neither can I explain it based on Monday’s price activity in gold.The same can be said for the silver shares…and they got it in the neck far worse than the gold shares.  I have no explanation for that, either.  Nick Laird’s Silver Sentiment index closed down a chunky 1.66%.(Click on image to enlarge)The CME’s Daily Delivery Report was another exercise in watching grass grow, as only 1 gold and 13 silver contracts were posted for delivery tomorrow within the Comex-approved depositories.No surprisingly, considering the price action on Friday, an authorized participant withdrew 125,969 troy ounces of gold from GLD on Monday.  What was a surprise was that an authorized participant added 871,421 troy ounces of silver to SLV.The U.S. Mint had a decent sales report yesterday.  They sold only 2,500 ounces of gold eagles…but a very chunky 800,000 silver eagles.  That makes 1 million silver eagles sold already this month.  As I keep pounding away about…I do hope you’re getting your share.Over at the Comex-approved depositories on Friday, they reported that 40,108 troy ounces of silver were received…and 342,029 troy ounces of same were shipped out the door.  The link to that activity is here.My initial look at the Commitment of Traders Report in this column in my Saturday column [which has now been replaced by this commentary] was about as wrong as I could possibly get.  I don’t know where my head was at when I was looking at it, as in reality there was improvement in the Commercial category in both gold and silver.  My apologies for this error.In silver, the Commercial net short position improved by 1,767 contacts…as the Commercials went long 1,153 contracts and also decreased their short position by an additional 614 contracts.  The Commercial net short position is now down to 53,732 contracts, or 268 million ounces.The ‘Big 4’ are short 243.5 million ounces…which represents 44.0 percent of the entire Comex futures market in silver on a net basis.  The ‘5 through 8’ largest traders are short an additional 8.8 percentage points.  So the ‘Big 8’ are short 52.8% of the entire futures market on a net basis…but it’s actually slightly higher than that once all the extra spread trades that only show up in the Disaggregated COT Report, are subtracted.In addition, the ‘Big 4’ are short 91 percent of the Commercial net short position in silver.In gold, the Commercial net short position improved by 9,901 contracts…and is now down to 222,764 contracts, or 22.28 million ounces.  The ‘Big 4’ are short 14.64 million ounces…and this represents 34.4% of the entire futures market in gold on a net basis.  The ‘5 through 8’ traders are short an additional 12.7 percentage points…so that takes the ‘Big 8’ short position up to 47.1 percent of the entire futures market on a net basis.In addition, the ‘Big 4’ are short 65.7 percent of the Commercial net short position in gold…not nearly as big a percentage as in silver, but still huge nonetheless.Needless to say, there has been a vast improvement in the net short position in both gold and silver since the Tuesday cut-off…especially after Friday’s shenanigans.  But, as Ted Butler pointed out in his Saturday column, there is still much more potential selling left by the technical funds, as they still hold significant long positions compared to the July lows.  But can they or will they sell out this time?  Who knows…but if they do, it will take lower prices to do it.This sell off that began during the first week of October, is not shaping up like the ‘normal’ engineered price decline that preceded it…at least not from a COT perspective, especially silver.The above was courtesy of Washington state reader S.A…as is the chart below showing the gold price, it’s 65-week moving average…and the presidential election cycle.  Let us all join hands and pray that the pattern repeats itself…starting immediately!This next chart is courtesy of reader ‘David in California’…and requires no further embellishment from me.(Click on image to enlarge)Considering it’s my Tuesday column…I don’t have that many stories for you today.If you harbour any ambitions to “change” the system, you are likely to break down into rueful laughter if you think it through. If you are an American, you can go to the polls [today] and “choose” between Barack Obama and Mitt Romney. It is pretty clear that the US financial and political establishment don’t much care which one you “choose”. Their mutual abhorrence of any political principle is as obvious as it is predictable. Their “platforms” are identical. Their “plans” for the nation they aspire to rule are the same. That is why they are the candidates. It truly doesn’t matter who you vote for, and you know it. – Bill Buckler, Gold This Week, 03 November 2012It was pretty quiet yesterday…both in price action and volume…but I was somewhat mystified by the poor performance of the shares in both silver and gold…and don’t know quite know what to make of it.With today being election day in the U.S.A….I’m uncertain as to what price action we will see during the Tuesday trading day.  Whatever is allowed, will show up in Friday’s Commitment of Traders Report, as today at the 1:30 p.m. Comex close, is the cut-off for both it and November’s Bank Participation Report.As I mentioned in my Saturday column, I never heard back from anyone at Scotiabank’s head office in Toronto…so I must assume that they are the “non-U.S.” bank that was “outed” in the CFTC’s October Bank Participation Report.Here, once again, is all the e-mal correspondence between myself and the bank.  I sent the letter to Mr. Rick Waugh, the CEO…but it was answered by Dave Shearim.  I urge you to e-mail either one, or both of them…and ask them the same question in your own words…are they, or aren’t they…yes, or no. Please be polite!22 October 2012 Scotiabank 44 King Street West Toronto, Ontario M5H 1H1Attention: Mr. Rick Waugh, CEODear Mr. Waugh,I’m a keen observer of the financial scene, both here in Canada and abroad…but my main area of expertise is in the precious metal markets.  I write a daily blog on this subject for Casey Research out of Stowe, Vermont…and here is the link to my webpage.Part of my reading material includes two reports that are issued by the U.S. Commodity Futures Trading Commission…the CFTC.  The most notable of those are the weekly Commitment of Traders Report and the monthly Bank Participation Report.If you click on the Bank Participation Report link, you’ll note that the CFTC has included a comment about its October figures that took quite a few people who follow this report, completely by surprise…including me.The comment states… “The October 2012 Bank Participation Report includes COMEX gold and COMEX silver futures and options positions for a newly classified non-U.S. bank, based upon the entity’s self-description on its latest CFTC Form 40. Given the methodology of the Bank Participation Report, the entity’s most recent Form 40 submission results in all of its futures and options positions now being included within the report. For more information on the methodology used for the Bank Participation Report, see Explanatory Notes” [Emphasis is mine. – Ed]Looking through the list of market-making members of the LBMA…my first thought was that the bank most likely to fit that description would be The Bank of Nova Scotia – Scotia Mocatta.  So I called Andy Montano at your head office about a week ago.  We had a pleasant chat…and he said that he knew nothing about it.  I asked him who might know…and he had no suggestion.So I thought I would write directly to you, sir.All I need to know is if the “non-U.S. bank” that the CFTC is referring to in its comments above…and on its Bank Participation Report home page…is The Bank of Nova Scotia – Scotia Mocatta.A simple ‘yes’ or ‘no’ answer will suffice.Thank you for your attention in this matter…and I remain,Yours truly,Edward Steer, EditorEd Steer’s Gold & Silver DailyOn Tuesday I received this reply…and as you can tell right away, the ‘non-answer’ avoided my question entirely…Dear Mr. Steer, Thank you for your email of October 22nd addressed to Rick Waugh, President & CEO of Scotiabank. I have been asked to review your inquiry and provide a response to you on behalf of the Scotiabank Group. We have determined from our review, the Scotiabank Group is not involved in the research or publication of the Commitment of Traders Report and as a result we are unable to comment on the data provided in the report. We respectfully recommend you consider making direct contact with the Commodity Futures Trading Commission CFTC) as we understand they are the source of the report and would be better positioned to respond to you with answers to any inquiries you may have about the report. Once again, thank you for writing, giving us an opportunity to review and respond to your inquiry. Sincerely, Dave Shearim Senior Manager – Office of the President Scotiabank – Executive Offices e-mail: mail.president@scotiabank.com Telephone: (416) 933-1700 or (877) 700-0043 Fax: (416) 933-1777 or (877) 700-0045Of course I had to reply…and here it is…Hello Dave,This reply I received from you is a ‘non answer’…and avoids the question entirely.Nowhere in my original e-mail did I remotely suggest that Scotiabank Group was involved in the production of any data from the CFTC reports mentioned.The Form 40 referred to by the CFTC, would have to have been filled out by a very senior member of the Scotiabank Group…either within the bank itself, or within the Scotia Mocatta division.Here are the pertinent contents of my previous e-mail to Mr. Waugh once again…“Part of my reading material includes two reports that are issued by the U.S. Commodity Futures Trading Commission…the CFTC.  The most notable of those are the weekly Commitment of Traders Report and the monthly Bank Participation Report.“If you click on the Bank Participation Report link, you’ll note that the CFTC has included a comment about its October figures that took quite a few people who follow this report, completely by surprise…including me.“The comment states… “The October 2012 Bank Participation Report includes COMEX gold and COMEX silver futures and options positions for a newly classified non-U.S. bank, based upon the entity’s self-description on its latest CFTC Form 40. Given the methodology of the Bank Participation Report, the entity’s most recent Form 40 submission results in all of its futures and options positions now being included within the report. For more information on the methodology used for the Bank Participation Report, see Explanatory Notes” [Emphasis is mine. – Ed]“Looking through the list of market-making members of the LBMA…my first thought was that the bank most likely to fit that description would be The Bank of Nova Scotia – Scotia Mocatta.  So I called Andy Montano at your head office about a week ago.  We had a pleasant chat…and he said that he knew nothing about it.  I asked him who might know…and he had no suggestion.“So I thought I would write directly to you, sir.“All I need to know is if the “non-U.S. bank” that the CFTC is referring to in its comments above…and on its Bank Participation Report home page…is The Bank of Nova Scotia – Scotia Mocatta.“A simple ‘yes’ or ‘no’ answer will suffice.So, Dave, I’ll ask the question one more time, which is it…yes, or no?Sincerely,EdAnd that’s where the matter sits, as I’ve heard nothing since.Neither silver or gold did much of anything during the Far East trading session on their Tuesday.  Silver was under slight selling pressure, but is now back in the plus column by around 13 cents…and gold is up five bucks, as I hit the ‘send’ button at 5:20 a.m. Eastern time.  The dollar index is flat…and volumes are already decent in silver, but light in gold.As I said a handful of paragraphs ago, I wouldn’t hazard a guess as to what the price action will be like in New York today, so nothing will surprise me when I switch on my computer later this morning.But, having said that, here’s a paragraph from Ted Butler’s Weekly Commentary to his paying subscribers on the weekend…“The second standout [in Friday’s COT Report] was the relative small number of silver contracts [through Tuesday’s cut-off date] that were sold by the technical funds and bought by the commercials. At the cut-off, only 4,100 net contracts had been liquidated from Oct 2nd. The question lately was if the tech funds would hold tight (for the first time ever) and not sell into declining prices since they hadn’t rushed to sell when key moving averages were first violated. Or was it more a case of they hadn’t sold yet, but would? Based upon Friday’s high volume, it would appear that the tech funds are capitulating on lower prices. The good news is that the tech funds may have sold 10,000 net contracts on Friday, greatly reducing the number of contracts that they will ultimately sell. The bad news is there are many more contracts that potentially still could be sold by the technical funds and purchased by JPMorgan and the raptors. Should that turn out to be the case, it will only be accomplished with lower prices.” – Silver analyst Ted Butler…03 November 2012So keep his comments top-of-mind until the current situation resolves itself.  And as I said on Saturday, we are much closer to a bottom than a top…but I’m always on the lookout for “in your ear”.See you tomorrow. Sponsor Advertisementlast_img read more

Over the holidays a dear friend asked for help—th

first_imgOver the holidays, a dear friend asked for help—the sort of help you might need too. She’s retired, lives alone, and has a modest nest egg. But the thought of losing any of her life savings terrifies her. Let’s call my friend “Sally.” Sally doesn’t trust stockbrokers or any commission-based investment advisors. I was flattered to learn that she reads all of our material; but considering how often we lambaste low-interest cash accounts, I was surprised when she confided that all her money is in a cash account, earning 0.01% interest. Sally understands that at that rate, she’ll likely outlive her nest egg. She knows she needs to do something but is understandably afraid and feeling vulnerable. Now, I know she wasn’t just flattering me when she said she reads all of our material. She played it right back to me… The stock market is near an all-time high. The government, not solid business fundamentals, is propping up the stock market. It’s on thin ice. Junk bonds have a higher rate of default than top-quality bonds and are currently paying some of the lowest interest rates in several decades. Preserving capital and earning decent yields are both essential to making a lifetime portfolio last, well, a lifetime. CDs are risky because they tie up your money and might lose against inflation. These are real fears. Sally understands the risks of investing; however, she underestimates consequence of doing nothing. Several subscribers have expressed similar concerns. So, to answer Sally and company we’re sharing a conversation between analysts Andrey Dashkov, Chris Wood, and me.Dennis Miller: Andrey, I’ll start with you because I know you’re something of a financial advisor to your mother. What would you say if she asked these questions? Where would you tell her to start?Andrey Dashkov: Dennis, yes, my mother does indeed turn to me for financial advice. Let me start by giving you a little context. She still lives in Belarus, where I was born. I will not get into great detail about the country’s crumbling economy, but as we speak, the Belarusian National Bank has hiked its interest rates (called refinancing rates) by 5 percentage points, from 20% to 25%. You can get 50% annually on a bank deposit denominated in rubles; consumer credit rates go upward of 70%. You heard me right. I never stop admiring people who can navigate an environment like this. Granted, some go the obvious route and spend their money as fast as they can, while others try to save. But despite the attractive deposit rates, few are willing to trust the banking system. Most of the people just buy foreign currency in cash, really. Almost every new year, rumors about another devaluation start popping up, and people line up at ATMs to withdraw US dollars and euros. At the beginning of this year, the ruble was devalued by 7% in an instant. So Belarusians are natural risk avoiders and natural hedgers. Earning interest is less of a concern; preserving buying power and liquidity is what matters. Most people just buy US dollars and euros, hoping that if one of the two depreciates, the other will move up. Compared to the local currency, they feel more comfortable. Back to your friend, though. Since her main concerns are liquidity and stability, I would recommend she try one of the six Stable Income funds in the Money Forever portfolio. She isn’t mentally prepared to take on risk, so she needs to start slowly and build confidence. As you know, these funds function as cash alternatives. One in particular—a fund we’ve held since November 2012—comes to mind. While it pays a low rate of return, it’s still 80 times more than she’s currently earning. It’s a step in the right direction. Diversification is important, though, so I’d also recommend that she add other vehicles to her portfolio. Her well-being shouldn’t depend on any single position. This idea is easy to understand; my mother totally gets it. Many people of her generation have acted as amateur currency hedgers for the better part of the last decade. I’d start by taking easy steps, allocating some of your friend’s cash into our cash-like investments. While they aren’t as safe as cash or top-quality bonds, the additional returns would have an immediate, positive impact on her savings with minimal default risk. It’s as simple as this. If she earned 4% interest and had a 1% default, her net gain would be 3%—300 times what she’s earning now. When she’s ready, I’d encourage her to buy some stocks, too.Dennis: Chris, where would you suggest she start?Chris Wood: Dennis, you aren’t the only one who gets these types of questions. Once your friends and family learn what you do for a living, it’s natural that they start asking these questions. Much like your friend, they know they should “do something.” They just don’t know how to go about it. I tread carefully here because advising a friend in his or her 30s is much different than advising family elders. But back to your friend—I think Andrey is spot-on. Her primary goal should be preserving capital, but she really does need to go into the market to have any chance of keeping up with inflation, actually growing her nest egg in real terms, and generating enough income to continue to live a long and happy life. A good way to start is to dip your toes into safe, cash-like instruments that provide a better yield than a cash account at a brokerage. Then branch out into dividend-paying stocks that also provide the opportunity for robust capital appreciation (diversified geographically and across sectors, of course). Finally, add in some higher-yield income vehicles, like floating-rate funds, preferred stocks, and even high-quality venture-debt BDCs. This three-tiered approach should provide the capital appreciation and income necessary for her nest egg to live as long as she does, and it should do that as safely as possible. Speaking of safety, as she adds to her positions, she should limit each investment to a small portion (say 2-5%) of her entire portfolio. Other things like rebalancing on a regular basis, using limit orders so she doesn’t buy an investment at a price above what she’s comfortable with, and setting trailing stops to prevent catastrophic losses and lock in gains are important too.Dennis: One of my fears with friends is giving good advice that later goes stale. A decade ago I showed a friend how to set up a CD ladder. He recently mentioned that the process works well but complained about the low interest rates. The advice was good at the time, but it’s not something I’d recommend in today’s market. While I also recall suggesting he work closely with a licensed financial professional, he seems to have forgotten that part. How do you update friends and family? Chris, do you want to go first on this one?Chris: Sure. Unfortunately, there’s no “set it and forget it” way to deal with markets à la the Ronco Rotisserie. Probably the most important thing to communicate to friends and relatives who ask for advice is that it will take some work on their part. Vigilance is paramount. Even if you’re working with a financial professional, it’s important to know what’s going on, because the decisions you’re making now will affect the rest of your life. Obviously, there are cost/benefit tradeoffs in terms how much time you have to dedicate to such things. But in general, the more self-directed you are, the better the outcome. That’s basically the whole reason our organization exists, by the way: to help self-directed investors with unbiased research and analysis.Dennis: Andrey, do you have anything you want to add to Chris’ remarks?Andrey: Sure. As Chris says, it’s important to stay informed about what’s going on around you, both in the economy and on the stock market. The caveat, though, is that there is just too much information around, and most of it is useless. So when people ask me how to become better informed, I recommend consuming less information, not more; however, you have to be selective. Pick a couple of weekly magazines that cover the economy and business from different angles, and you’ll do two things: first, you’ll dramatically reduce the amount of information you need to consume per week; and second, what you read will often be better researched and more comprehensive than the bite-sized, out-of-context crap scattered around the Internet in the form of news and blog posts written with speed in mind, not comprehension. Also, treat all TV as entertainment. So that’s step one. Step two is finding reliable investment advice. Granted, there are excellent people in the business, but they’re often slow to adapt to the changing environment. They keep selling you “100 minus your age,” “60/40,” or other schemes, even though they won’t produce the results you need.Dennis: Okay guys, we’ve talked about putting your toes in the water with the safer, cash-like investments. How do you deal with concerns about the stock market? When we put together the bulletproof income portfolio, we started by asking, “What’s the smallest amount we can put in the market and still safely make enough yield to ensure the money lasts?” With the S&P 500 at all-time highs, the prices of companies like Apple are soaring. It’s pretty hard to say, “Buy high and hope to sell higher.” What are your thoughts in this regard? Andrey?Andrey: I don’t think about the stock market in terms of aggregates; in a sense, I don’t care how expensive the S&P 500 is. What I do care about is helping our subscribers enjoy the opportunities the market brings—and minimizing the risks. The first risk is in following the crowd. Most retail investors tend to hold the same 20-30 stocks in their portfolio: companies they know—or think they know about. This means brands like Apple, Chrysler, Coke, Ford, and now possibly Facebook, since it’s so pervasive. This approach is a losing proposition for two reasons. First, buying what everybody else does is irrational investing. Crowds buying (and then selling) stocks en masse creates volatility and hurts returns. Second, brands are not companies: if you like your Apple computer (or your Ford car or your Diet Coke), it doesn’t mean Apple or Ford or Coke are good investments. Investors should look at companies with as little emotion as possible. I read once that if you’re excited about any of your investments, you’re doing it wrong. Staying objective and disciplined is the way to go. In short, the market does what it wishes while we cut our own path. I think the Money Forever way, with our emphasis on risk management, income, and individual opportunities, is the right one. There are still opportunities out there for great appreciation and returns. It’s a matter of finding them ahead of—and while mostly ignoring—the emotional crowd. When the crowd starts buying is when we start looking to lock in profits. In 2014, we did this in several ways: tightening up stop losses; selling off part of our position; and in the case of HES, selling it all for a nice 78% gain.Dennis: Chris, anything to add?Chris: No, I think Andrey summed that up very nicely.Dennis: Guys, thank you both for chiming in here. To distill it down, there are three basic steps my friend and those in similar predicaments should take: stop doing nothing; start small; and, start now.On the Lighter Side Jo and I are making our way across the country, moving from Florida to Arizona just in time for Chicago Cubs’ spring training. While some friends are surprised by our eagerness to uproot our lives, I say it’s never too late to begin a new adventure with your bride. Until next week…last_img read more

Recommended Link

first_imgRecommended Link Recommended Link LEAKED: Trump’s Plan Will Blow You Away And click here to see how this could impact your retirement — Justin’s note: My friend E.B. Tucker is many things: a gold industry expert, speculator, world traveler, big-picture thinker, former money manager, trend spotter, and successful real estate investor who still profits off the 2008 housing crisis.He’s also the editor of Strategic Investor and our brand-new letter Strategic Trader, which pinpoints the world’s most explosive securities… with the least amount of risk.But one thing E.B.’s not is a worrier. He doesn’t lose any sleep over volatile market conditions because he has a strategy to bullet-proof his portfolio… and he sticks to it.This strategy can help you, too… no matter what happens in the markets. Read on to see how it works… By E.B. Tucker, editor, Strategic TraderI spend 0% of my time worrying about – or preparing for – a crash. Here’s why.I run a “barbell strategy” with my personal assets.Picture a metal bar with weights on it.On one side, I have real assets. These are physical gold, unleveraged property (if you owe on it you don’t own it), and cash value on whole life insurance. These assets are incredibly boring, but they represent real wealth. I think it’s also fair to include some stalwart stocks on this end of the barbell. I also own world-class, dividend-paying stocks. These blue-chip stocks are so boring, I don’t even look up the quotes – they’re not about making huge gains… they’re just equity in big, stable firms.The other side of the barbell is much more exciting and carries more risk. I’m in tons of private placements. I must have done six to eight recently… I have a massive position in a Canadian-listed gold royalty firm where I’m on the board and chair of the executive committee. The takeaway here is I have a lot of very high-risk investments that are paying big for me right now. Even though this is great news for American Patriots like you… Nobody was supposed to see this… But Steve Bannon’s secret whiteboard has just leaked… thanks to this image posted on social media. Check out the message in the back…center_img But these two ends of the barbell must be balanced to avoid catastrophe. When I have ABC mining stock shoot up 300% after I do a placement, I sell half of it, or more. I take that money and split it between the ends of the barbell. I want to keep the real asset side balanced, then keep taking risk with the other side.Real assets are real wealth. That’s why in December 2017, I advised my readers that if they had excessive crypto profits to sell at least the cost basis and buy real assets with it. When the tokens return to their actual value, $0, you’ll have the real assets. In some cases, this could be $50-$100 million for young guys. They should consider buying a massive apartment complex with cash… this can always generate income through rent. As people age they learn real assets are more important than speculative fliers.There are always speculations out there – real assets are much harder to get control of.Over time, you’d be surprised how good this strategy feels. If the stock market takes a 20% dive overnight, I don’t care. I probably won’t buy more… I’d sit back and see what happens in the ensuing weeks, then make a buying decision when everyone is panicking.Keep in mind that in 2009 I liquidated my retirement accounts (modest funds here as I was 29 years old) and bought single-family rental homes in Ybor City, Tampa. I paid $10,000 for one home that had a mortgage on it for $165,000 the year prior. I paid $25,000 for a seven-bedroom home that had a $250,000 mortgage default judgment on it. My point here is… people were panicking and nobody was buying – that’s a market bottom.If I didn’t have some cash then, I would have just been a guy who watched the real estate rot until someone started buying it a year or two later.The third piece of my barbell strategy is the bar. That’s me… My job is to determine what will generate new capital. I have to decide where to put new weight on the bar.I have an office in Tampa shared with two of my friends. They worked at logistics company DHL years ago and came up with an idea related to cross-border shipping fulfillment. They took $20,000 in savings and started a company… seven years later selling it to FedEx for $45 million. FREE REPLAY: The Stock Market Escape Summit with Doug Casey and E.B. TuckerFor a limited time we’re replaying our biggest event of the year. E.B. Tucker and Doug Casey reveal an explosive type of security you’ve probably never heard of. It’s not a stock, option, or crypto… it’s a completely different way to potentially make 1,000%-plus gains in 2019. — Watch the replay here for free The funny thing is, these guys have no clue what to do with money. Worse yet, they’re resistant to any guidance.To be clear, I do not offer guidance to anyone, ever. If people ask, I tell them what I think, which usually makes them uncomfortable. That’s a sign I’m right.One terrible trade my suitemates can’t get enough of is shorting the S&P 500. Their logic is they’ll get a huge payday soon and be able to roll that payday into index funds for the next upcycle.In the meantime, I’m running my barbell strategy producing returns laughably higher than theirs.With so much money, you’d think they’d have a plan, but they don’t. They’re blown around from idea to idea, trying to outsmart the market… Over time, this ends in tears.So, in closing, I’d encourage you to consider my barbell management strategy.Knowing you’ll still be wealthy no matter what the market does will help you sleep soundly in 2019.Regards,E.B. Tucker Editor, Strategic TraderP.S. Right now, I believe it’s a great time to speculate if you have a proper plan.This is exactly the kind of market where “premium shares” thrive. Most average investors have never heard of them. Think of them as a way to capture future gains in a stock (as far out as a decade) without having to fork over a high price for shares.What I find is people who don’t think it’s a good time to speculate just aren’t doing it correctly. A great speculation gives you the chance to turn a small stake into something meaningful. In the case of premium shares, time is on your side. I explain exactly how they work – and how they can hand you gains 10 times bigger than options – here.Reader MailbagDo you spend any time preparing your portfolio for a crash? How do you do it? Let us know at feedback@caseyresearch.com.last_img read more

JayZ Gets Into the Pot Game

first_imgCelebrity Endorsement Keep up with the latest trends and news in the cannabis industry with our free articles and videos, plus subscribe to the digital edition of Green Entrepreneur magazine. Image credit: Brian Ach | Getty Images Next Article 1 min read –shares Download Our iOS App Shawn Carter, better known as the rapper Jay-Z, will be “chief brand strategist” for California cannabis company Caliva, working to boost the benefits of the legalization of cannabis in communities that were hit hardest by the War on Drugs.Related: 23 Celebrities in the CannabizHigh Times first reported Tuesday that Jay-Z has agreed to a multi-year partnership with the company and will focus on increasing opportunities resulting from legalization for “citizens returning from incarceration.” The rapper released a 2016 film that called the War on Drugs an “epic fail.”“With all the potential in the cannabis industry, Caliva’s expertise and ethos make them the best partners for this endeavor,” Jay-Z told High Times. “We want to create something amazing, have fun in the process, do good and bring people along the way.”Caliva and Jay-Z will work on issues surrounding job training and workforce development in communities heavily hit by drug incarcerations. The legendary rapper/entrepreneur got 99 problems but a bud ain’t one. Free Green Entrepreneur App This story originally appeared on Benzinga Dave Royse Jay-Z Gets Into the Pot Game Add to Queue July 10, 2019last_img read more